Awarded the 2007 Broker of the Year for the state of Mississippi, Mr. McNeal is one of the two Principal owners of Gum Tree Mortgage and been involved in the Mortgage Industry for several years.  Mr. McNeal is nationally recognized as a Certified Residential Mortgage Specialist and also holds the certification of Mississippi Residential Mortgage Specialist.  Currently serving as the Immediate Past President of the Mississippi Association of Mortgage Brokers, Mr. McNeal is recognized as a leader in the industry.  Mr. McNeal holds a Bachelor of Business Administration degree, Magna Cum Laude, from Mississippi State University and is a native of North Mississippi.