I have worked in the mortgage industry as a mortgage consultant for the past 17 years utilizing conventional, FHA, VA loan programs as well as non-conforming loan products. I currently live in Mercersburg, PA and have lived there since 10/2007 after having lived in Baltimore (Catonsville), Maryland my entire life. I maintain both a home office as well as an office in Greenbelt , MD. I am licensed in MD, PA, VA, DC, DE and FLA.

 All loan officers like the loans that require little to no effort to process and get approved. I actually enjoy working with borrowers whose loans may take some time, effort and experience to get approved and welcome all applications. I specialize in working with 1st time homebuyers  and appreciate the opportunity to guide and educate 1st time buyers through the entire process from application and qualifying to the closing table/being handed keys to your new home.