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Justin Kaatz, CMP (ASAP Mortgage) Mortgage and Lending



Justin Kaatz
location_on Madison, WI — ASAP Mortgage
Get to Know Justin Kaatz
Madison Wisconsin Mortgage Refinance and Purchase BrokerAre you a Madison (or Wisconsin) first time home buyer that needs to purchase a new home with a no money down mortgage, even with less-than-perfect credit? Or are you just a current Madison homeowner who needs a Madison Wisconsin mortgage refinance for a lower interest rate, to consolidate your high interest credit card debt or take cash out? As a Madison mortgage lender and city resident I enjoy assisting fellow city residents with their mortgage refinance and home loan needs. The most exciting part is that regardless of your employment, credit or income situation I can get you financed. If I can't get you approved the day we talk I will tell you what to do to get approved. Call or fill out the Loan Application today to discuss your unique mortgage goals and the exciting options I can offer to make them a reality! 100% No Money Down Mortgages FHA Home Loans MyCommunity Home Loans VA Home Loans First Time Home Buyer Bad Credit Home Loans Debt Consolidation Refinance ARM to Fixed Rate Refinance Lending in ALL of Wisconsin 40 and 50 Year Fixed Rate Mortgages Foreclosure and Chapter 13 Bankruptcy Refinances Pay Option ARMs with Rates as Low as 1% No Doc and Stated Income Mortgages Jumbo Mortgage Credit Repair Service All Credit Situations Accomodated!By using the aggressive Madison Wisconsin mortgage refinance and VA and FHA purchase mortgage programs above I am able to help many state residents become first time home buyers or assist current home owners refinance their current mortgage for a lower interest rate or to pull cash out to consolidate their debt! I can do this for home owners in any credit situation! Feel free to call me or fill out the Loan Application when you are ready to do business with a Madison Wisconsin mortgage lender that has access to the newest and best mortgage programs and a Madison mortgage company that will put you first! Call me today for your FREE no obligation mortgage pre approval!Details of Service Offered: For great credit - whether it's a fixed rate, jumbo loan or ARM, I will have the lowest rates based on today's market conditions. Borrowers cannot get access to the wholesale divisions of mortgage bankers and portfolio lenders without going through a broker. Banks cannot compete with the large number of wholesale lenders I have competing for my business, which allows me to give you the lowest rate and the best program to fit your financial situation. I can still help even if you have issues with your credit or if you have recently discharged a Bankruptcy. I have many programs available for people that have had credit difficulties; these programs allow you to be one day out of Bankruptcy, currently in Foreclosure, delinquent on your credit or even enrolled in credit counseling.

What makes my services unique? I will go out of my way to make your experience better. If you have had a bad experience with a broker in the past, let me know of the situation and I'll be sure to patch up their mistake by making your new experience three times as good. Your complete satisfaction is my future!Who do I work with? The following are my Trusted Affiliates. I have started a network and it benefits all parties involved! Contact me if you would like to become part of my network.Pamelyn Meller - Real Estate AgentBill Kneebone - InspectorJessica Townsend - AppraiserKatie Thomson - Insurance Agent


First Time Home Buyers

I specialize in helping First Time Home Buyers find the best mortgage for their current financial situation. I network with Realtors by sending new buyers their way and getting their current buyer's loan closed in a timely fashion. Zero money down, one low fixed rate!


I can lend 100% of the purchase price on non-owner occupied properties. This may be very appealing to investors who would rather borrow 100% instead of taking out a home equity line of credit to put a down-payment on a house. I also have negative amortization loans for investors who would like to maximize cash flow while renovating a house so they can sell it for a profit after the renovation is complete.

Low-Income Borrowers

Don't think you can afford to own a home? Let me show you a comparision of your current situation paying rent versus becoming a homeowner. Many renters are un-aware of the costs included of being a homeowner as well as the tax benefits at the end of each year.


Whether you're a First Time Home Buyer or not, I will be able to provide you with the best scenario to fit your current situation.


Certified Mortgage Professional Serving all of Wisconsin - Purchase Specialist - First Time Home Buyers - Madison Resident Serving the Community. Count on HONESTY, PROFESSIONALISM and QUICK DELIVERY!