American Home Free Mortgage is a HUD approved mortgage broker and banker with locations nationwide. Currently authorized to transact mortgage business in AL, AR, CA, GA, LA, MS, OK, TN & TX.
Get to know Johnnie Lee Owens
I manage the day to day operation of the office. We are currently licensed in AL, AR, CA, GA, LA, MS, OK, TN & TX. We have the following financing instruments, FHA, VA, USDA, FHA 203k Rehab Loans, Manufactured Home Loans and Fannie HomePath Loans. I have more than 10 years of experience in the real estate and the mortgage industries. Our goal is to get you the best mortgage rate and loan product that meets your customer's individual financial needs from one of the many different banks and mortgage lenders around the country with whom we are affiliated.
We also have implemented a 580 midscore program for FHA, New Manufactured Home purchases and USDA. They must have verifiable rental history for the past 12 months and their own down payment and clean credit for the past 12 months. Bankruptcies and foreclosures must be over 3 years old with no bad credit since.