as a seasoned professional with over 28 yrs in financial instruments & services. i am on the cutting edge of the mortgage industry. we know which lender is willing to go the extra step and which is not. we actually guide you the the whole process step-by-step. and tell you what we are doing and why.

we pass on to you wholesale lending rates. we beat the national average on rates & terms consistently. with over 70 lenders in our portfolio. this equates to over 1150 programs for my retail clients.

our mortgage rate watch system identifies your needs and targeted rates from 70 lenders nation wide. we will guide through the entire process as quickly as possible.....

we specialize in less than perfect credit. and will instruct you on credit repair quickly to raise you score. we handle 1st time buyers are well as refinance. we also handle all size on loan amounts up to $729,000. we go the extra step on getting you approved and funded as the best rate available