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Mortgage and Lending |
RAINER 7,170 |
Jason Kishaba Sr. | ||
location_on Cerritos, CA — ICloseLoans4U | ||
insert_link http://www.icloseloans4u.com | ||
web Jason Kishaba Sr.'s (jkishaba) Blog |
ICloseLoans4u.com
I am looking to expand our current business model to working with Brokers/Lenders/Loan Officers in California to assist closing your Refinance or Purchase transactions within a 30 day period. If I have a product line that WORKS for your clients please feel free to call me. Take a look:
Fannie Mae DU Refi Plus:
Existing Fannie Mae Loan
Rate and Term ONLY
Maximum LTV 125%
620 Fico
No Mortgage Insurance (MI)
Can Re-subordinate Current 2nd Mortgages to 999.99%CLTV
Loan Term up to 40 years
All Occupancy Types
All Units
Condo's and PUD's allowed
No Seasoning
$729,750 for 1 unit max Loan Amount
$1,403,400 for 4 unit max Loan Amount
Freddie Mac Open Access:
Existing Freddie Mac Loan
Rate and Term ONLY
Maximum LTV 125%
620 Fico
No Mortgage Insurance (MI)
Can Re-subordinate Current 2nd Mortgages to 999.99%CLTV
Loan Term up to 40 years
All Occupancy Types
All Units
Condos must be Freddie Mac Approved
PUD's allowed
No Seasoning
$729,750 for 1 unit max Loan Amount
$1,403,400 for 4 unit max Loan Amount
Purchase Program
Fannie Mae Home Path Program
- Conventional Loan
- 3% down payment
- No appraisal
- No Mortgage Insurance
- Seller can contribute 3.5% towards closing costs or any upgrades or improvements to the house
FHA Jumbo Loan
- 3% down payment
- Max loan amount $729,000
- 640 Minimum Fico requirement
Other Programs:
- Fannie Mae
- Freddie Mac
- FHA Loans
- FHA Jumbo Loans
- Conventional Loans
- Jumbo Loans
- VA Loans
- SBA Loans
- Cal Pers
- Cal Hafa
- 203k Loans
- 203k Streamlines
- City assisted down payment 102% Loans
If you have any questions about what we do, or you have a difficult scenario, please don't hesitate to call me directly. Our loans are easy to qualify, and we are very flexible. I have been closing loans for 12 years, and I am very creative when it comes to getting the deal done. Again, please call me with your scenarios, I would be more than happy to go over each deal you have to make sure that your clients get the best rates and service possible.