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Jason Kishaba Sr. (ICloseLoans4U) Mortgage and Lending

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Jason Kishaba Sr.
location_on Cerritos, CA — ICloseLoans4U
Get to Know Jason Kishaba Sr.

ICloseLoans4u.com

 

I am looking to expand our current business model to working with Brokers/Lenders/Loan Officers in California to assist closing your Refinance or Purchase transactions within a 30 day period. If I have a product line that WORKS for your clients please feel free to call me. Take a look:

Fannie Mae DU Refi Plus:

Existing Fannie Mae Loan

Rate and Term ONLY

Maximum LTV 125%

620 Fico

No Mortgage Insurance (MI)

Can Re-subordinate Current 2nd Mortgages to 999.99%CLTV

Loan Term up to 40 years

All Occupancy Types

All Units

Condo's and PUD's allowed

No Seasoning

$729,750 for 1 unit max Loan Amount

$1,403,400 for 4 unit max Loan Amount

 

Freddie Mac Open Access:

Existing Freddie Mac Loan

Rate and Term ONLY

Maximum LTV 125%

620 Fico

No Mortgage Insurance (MI)

Can Re-subordinate Current 2nd Mortgages to 999.99%CLTV

Loan Term up to 40 years

All Occupancy Types

All Units

Condos must be Freddie Mac Approved

PUD's allowed

No Seasoning

$729,750 for 1 unit max Loan Amount

$1,403,400 for 4 unit max Loan Amount

 

 

 

Certifications

Purchase Program

Fannie Mae Home Path Program

- Conventional Loan

- 3% down payment

- No appraisal

- No Mortgage Insurance

- Seller can contribute 3.5% towards closing costs or any upgrades or improvements to the house

 

FHA Jumbo Loan

- 3% down payment

- Max loan amount $729,000

- 640 Minimum Fico requirement

 

Other Programs:

- Fannie Mae

- Freddie Mac

- FHA Loans

- FHA Jumbo Loans

- Conventional Loans

- Jumbo Loans

- VA Loans

- SBA Loans

- Cal Pers

- Cal Hafa

- 203k Loans

- 203k Streamlines

- City assisted down payment 102% Loans

 

If you have any questions about what we do, or you have a difficult scenario, please don't hesitate to call me directly. Our loans are easy to qualify, and we are very flexible. I have been closing loans for 12 years, and I am very creative when it comes to getting the deal done. Again, please call me with your scenarios, I would be more than happy to go over each deal you have to make sure that your clients get the best rates and service possible.