|Mortgage and Lending||
|JANICE BANIQUED CARROLL|
|location_on Richmond, CA — STEARNS LENDING|
|web JANICE BANIQUED CARROLL's (janicebaniquedcarroll) Blog|
I have been a loan officer since 2001. I started with CF Home & Commercial, where I became known as an expert in financing multi-unit and investment properties. I gained valuable experience working with seasoned investors and realtors. Eventually I also began working with first-time homebuyers, often people who were looking for loans with low down payments. I quickly realized that helping people finance their dream homes was my calling. I have since had the opportunity to help hundreds of buyers to achieve their goals of being homeowners and investors. Before taking the position of Branch Manager here at Stearns Richmond, I worked at both Premium Financial/GEM Corp, in house to Prudential CA Realty and Classique Mortgage Corp.
Before my jump to the world of finance, I was an Information Technology Consultant for SBC Global (Pacific Bell) and Chevron Texaco, both companies in San Ramon, CA .
I am a long time resident of El Sobrante and a member of the El Sobrante Chamber of Commerce, and an affiliate of the Contra Costa Board of Realtors.
When I’m not helping buyers navigate through the loan maze, I enjoy snowboarding, traveling, and deep sea diving and of course spending time with my family. My husband and I have two very beautiful children, one boy & one girl.
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations.
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.
FHA, FHA 203k's, Streamline, VA, Conventional, JUMBO, Homepath, Purchases & Refinances, Investment Property, Grant Programs, 99.5% Financing available.