I am a Mortgage Loan Officer for Halo Capital in Des Moines, Iowa.  We service all of Iowa.  Some of the loan products we have are Conventional, FHA, VA, USDA, Adjustable Rate, Jumbo Loans, Construction and Home Equity Loans.  We have 15 lenders at our disposal and can usually beat any quote and rate, as well as helping out those that may not have the best credit score, or have had a bankruptcy or forclosure recently. We have the best rates available for A+ borrowers.  We love to teach our agents the ins and outs of the mortgage process and we keep our customers informed of every aspect of their loan as it progresses.  We are up front,tell it like it is and love to get to know our customers.  Why not work with the best from the start?