|Mortgage and Lending||
|Senior Loan Officer/Branch Manager NMLS #271023|
|location_on Sandy, UT — Network Funding LP CoNMLS #2297|
|NMLS #271023||insert_link http://www.utahlendingprofessionals.com|
|web Holly Stirling's Blog|
This is my career, not my job. I love what I do. I feel the excitement of my clients when they find the home of their dreams. Or an investor buying their NEXT property. I WANT to help people who may not be qualified for a loan today, but with my help, and some effort on their part....they will be. I am loyal to those who are loyal to me. I refer my clients without agents to those whom have kept me in the business. I believe in building a strong relationship with my industry partners ---I know how they do business, they know how I do business. All of this makes for a faster, smoother transaction (and hey, who doesn't want that?).
I have been in the industry for 30 year now, and I have been in every position in the mortgage world (processor, underwriter, closer, funder, and shipper- even back in the days when we used typewriters!). I learn something new on EVERY file, so my knowledge base is strong.
I love that I have helped many generations of families that I work with and have become the "family mortgage lady"!
I handle all types of mortgages from purchases to refinances- on primary residences, 2nd homes and investment properties. And I'm very well versed in the self-employed quirks, and love helping those that have tax returns that scare most other lenders.
I'm here to help!
Equal Housing Lender
I have a wide range of experience. I have been "all parts" of the mortgage transaction. Processor, Loan Officer, underwriter, closer, wholesale coordinator, funder, shipper....you name it! I have a great knowledge of the whole loan process. I was the coined the "FHA Queen" for many years- when I was closing 30-50 FHA loans per month- most of which were FHA purchases of new construction. (For those of you who did these, can you say MASSIVE paper work?) I spent many years in the business focusing on investors...and became the expert in that area. But, with all the recent changes in the lending guidelines, most of that lending has all but disappeared. I am still focused on the FHA, Utah Housing (local product), VA, Conventional and Jumbo loans. I LOVE first time homebuyers. There is nothing more rewarding than sitting at the closing table with clients that are closing on their first home. I think I get more excited than they do.....and YES, I ALWAYS come to all of my purchase closings. I believe that a lender should be there to represent and also be there to answer and questions. (It's not the title companies job to explain the loan programs!).
My current awards are...
My skills are...
I am a dedicated mortgage lender who has been in the industry for over 30+ years. I am reputable, honest and FAST. I believe in loyal, long-term relationships with my clients and industry partners.