Patrick Warholic, e-PRO (Coldwell Banker) Real Estate Agent



Patrick Warholic
location_on Folsom, CA — Coldwell Banker
Coldwell Banker Real Estate LLC
Get to Know Patrick Warholic
I Do The Right Thing - Always.

When I was a child growing up, my dad would talk with me about ethics and living my life in the proper manner. He had what he called the "New York Times Test". He always told me to remember that as long as I was comfortable with what ever I am doing being published on the front page of the New York Times, then it was probably OK.

Then as an Eagle Scout since my teenage years and now as a member of Rotary International, I have found that the Rotary 4-Way Test exemplifies the way I have always approached working with ANYONE. The Rotary 4-way Test goes like this:

"Of the things we think, say or do:

Is it the TRUTH?Is it FAIR to all concerned?Will it build GOODWILL and BETTER FRIENDSHIPS?Will it be BENEFICIAL to all concerned?"

In addition to that, I have been blessed with having great clients over the years who have all been very pleased with every phase of the process of either selling or buying a home. Our team is second to none and we bend over backwards to make the entire process as smooth and stress free as possible. I always tell my clients that there are always going to be bumps in the road and that my job is to make them go away. I go on to say that my job is to smooth out the bumps, and make them as transparent as possible so as to not bother nor concern the client.

I am really excited about our newest product that we are able to offer clients, the Money Merge Account:

Have you ever thought about what you could do if you no longer had a mortgage payment?

Through an innovative program called the Money Merge Account, homeowners across the nation are paying off their mortgages in a fraction of the time without refinancing their existing mortgate and with little lifestyle change. For all of the details on how we can make this happen for you, please visit my website at .


While I have worked, and continue to work, with clients of all types and income levels, I have come to specialize in luxury homes and land, with particular emphasis on Folsom, El Dorado Hills, and Granite Bay. Our approach of providing outstanding, knock-your-socks-off service, coupled with my knowing this area like the back of my hand, makes me a great resource for anyone wanting to either buy or sell a luxury home.

On top of that, my wife and I have had the pleasure of personally living in 12 homes in our 36 years of marriage, building 8 of our last 10 (and we are still married)! With this personal experience in either building homes, or having them built, I am in a unique position to also assist clients who want to buy lots or land, and then build their own home.


We now offer our clients a Money Merge Account (MMA) which can enable you to potentially pay off a 30 year loan in as few as 8 to 11 years without refinancing or changing your out-of-pocket budget.