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Karen Jones, With you from start to finish!  NMLS 307015  (Altitude Home Loans) Mortgage and Lending



Karen Jones
With you from start to finish! NMLS 307015
location_on Scottsdale, AZ — Altitude Home Loans
Sr. Mortgage Loan Officer
Get to Know Karen Jones

Growing Business Together.....Helping Families, One Home at a Time.   

#homeloans, #homebuyers, #1stTimeHomeBuyer, #HomeLoanSpecialist, #MarketingCoach, #GrowBusiness, #StrategicPartners


Home Loans by Karen Jones

Marketing Coach

With over 40 years in the financial industry,  Karen takes pride in partnering with career real estate professionals that are serious about growing their business while providing World-Class service to their clients. 

Karen's career started with Bank of America.  As a Vice President with Bank of America, she was the recipient of numerous awards for her outstanding customer service and sales performance.  She was rated top 2% nationally.  Retiring from Bank of America in May 2010, Karen continued her career with in the mortgage industry.   

Karen ensures that her clients are guided from start to finish and is there for them during their entire loan process.  Her clients acknowledge this high level of service with reviews ranked as World-Class.

Karen founded Strategy4SuccessNow in 2012.  This boutique marketing company specializes in supporting real estate professionals in growing their businesses.

She believes in motivating, educating and inspiring agents to be the best they can be.


2021 National Top Producer Award

Million Dollar Club Performer

Scotsman Guide- Top Originator 2020

Certified Mortgage Advisor

Million Dollar Club Performer

August 2014 AmeriFirst Financial, Top Performer Award

Award of Excellence

Ongoing Gold Club Recepient for 25 Years Running

Top Sales Professional Award

Top 1% National Award

Customer Satisfaction Rated 98% World Class

Green Belt Certified

Online Marketing Certified



Home Loans by Karen Jones

Karen Jones’ skill sets are many and varied ranging from the simple first time homebuyer FHA loan to the complicated investor program. With banking experience for over 40 years, Karen is able to provide a full service resolution for clients by strategizing and providing out-of-box thinking solutions.  She ensures that her clients are fully prepared for the real estate purchase by completing her exclusive, Pre-Approval Review.

Karen coaches Real Estate Professionals on using tools that allow them to grow business using offline and online strategies.   Video Testimonials

Karen Jones is the founder of Strategy4SuccessNow.com which provides Marketing coaching services to real estate professionals.


Financing Available:

VA Mortgage in Arizona; FHA Home Loans in Arizona;  Conventional Loans in Arizona; First Time Home Buyer Loans available in Arizona; Move Up Buyers; Investor loans for those looking to advance their real estate holdings; Vacation Homes; 2nd Home Loans; Owner Occupied Homes; Jumbo Home Loans.  Credit/ FICO scores as low as 620; Down Payment Assistance Programs; Home Loan Action Planning.


Contact Karen Jones today to learn more about your Individualized Action Plan.



More Reviews
For more reviews, please visit www.HomeLoansbyKarenJones.com We invite you to review our 5-star reviews from Zillow, Driggs Title, Reach 150 as well as written reviews and testimonial video reviews.
Peggy Roberts, REALTOR, HomeSmart Premier- Fountain Hills, AZ
Karen Jones went above and beyond the call of duty to help make this a very smooth process for my clients on their luxury home purchase from beginning to end. However, Karen does not just offer to this level of service to the luxury home buyer -- she is also as efficient, professional and caring with individuals on a limited budget. Karen Jones is consistently superb in every transaction and deserves the highest accolades.
Patty S. August 2014
I love getting emails like this one from a new homebuyer...... :) Thank you Patty for your very nice email! It has been a pleasure serving you! "Linda was very nice and was quite impressed that you had gone over the closing document with me beforehand. She says that is never done and I was lucky to get that service--so kudos to you. Yes, you and Diane were just great. I couldn't have asked for anymore patience through this whole process. Be assured, I will be happy to recommend your services to anyone I know who needs to get a loan." (from Patty S.) Diana Eklund- West USA Realty
Abram and Andrea, Sierra Vista, AZ
Karen, Thank you very much for your constant communication and walking us through the process step-by-step. You are extremely professional, skilled, talented and it was a pleasure doing business with you. Thank you for all you do. It was fun working with you. You are amazing and I plan to do all my lending business with you. The video was fun and stirred up many positive emotions. I watched it over and over. :) Have a great day and thank you so much for everything!
Diana Ecklund, Realtor Goodyear, AZ
Dear Mr. Castillo (Sales Manager at AmeriFirst Financial, Inc.) I just wanted to tell you what a pleasant experience it has been working with Karen Jones. She was the lending agent for my first listing (Ritter/LaPeter file). Karen was thorough, responsive, kind, patient and helpful. Knowledge, diligence and patience are just a few of her assets. Being that I am new, she has been such an asset to me, helpful in my learning cure. Karen never makes me feel incompetent, even when some of my questions are elementary. Your office is quite a distance for me, but Karen's strengths in lending have made her services invaluable. It has been such a pleasure working with her. I very much appreciate the help with marketing as well. What a blessing! Your company is so very fortunate to have her on your team. Many thanks! Diana Eklund Realtor 623.693.2983 Melissa Cox Realty
Nick I.
"Karen did a great job for us."
Mike G.
"I can't begin to thank you for everything you and your team have done to make the process as painless as possible. You made the hard look easy and your can do attitudes gave me great confidence that everything was under control. And it was and now it's done. Thank you."
Charles J. Phoenix, AZ
“Karen Jones helped me realize my life long dream of owning a home! Her knowledge and commitment throughout the entire process was truly amazing. I have to say this was a life changing experience and If I was to do this again, I know I have a great person I can can call on…Thanks for your professionalism and first class service!”
Claudia and Larry W. Chandler, AZ
"Karen was professional from start to finish and she went above what was expected."
Sergio G. (Reviewed Excellent)
Karen responded very, very quick to all calls. Thanks!
Marisa G. (Review Provided- Excellent)
Karen took the time to explain everything in detail and made sure we understood all the paperwork.
Ken and Linda, Phoenix- October 2013
"Professionalism is great, but the fact that Karen Jones actually cared made all the difference in the world. She was so great, I have already referred her to others.”
David Tucker, REALTOR, ReMax Fine Properties Scottsdale, AZ
Thanks Karen, You did an excellent job, you are probably the most detail oriented LO we have ever worked with, and it's nice to be kept in the loop and to know what is going on at every turn. David Tucker, ABR, GRI, CDPE RE/MAX HALL OF FAME Excellence Above....Service Above....Agent Above!
Daniel M.
We couldn't have asked for a better experience. I can't say how much I truly appreciate all your help and professionalism. You made this experience so easy, and I am still surprised that there were no speed bumps or major hurdles. Compared to our first home buying experience, this time was much more efficient and I never once felt like I didn't have all the information or know where we were at in the loan process. You take pride in your job and it was very clear to see from the beginning that I was in good hands. Have a great day Karen and thank you again for everything.
Mead Summer, REALTOR Scottsdale, AZ
I want you both to know that this is the smoothest transaction that I've had in more than a year, thanks in no small part to the roles that the two of you have played. (Peggy Roberts and Karen Jones) Mead Summer Desert Ridge Branch Manager HomeSmart Real Estate
Julie H. Scottsdale, AZ
Thank you for all of your hard work on my behalf. The education you provided a novice like me was incredile and helped me to realize that I could actually be a homeowner! Thank you so much! Julie H.
Julie O.
Larissa H.
Karen. Thank you for all your help. You made a big difference in my life.
Peggy Roberts, REALTOR, HomeSmart Real Estate, Fountain Hills, AZ
Your first-class service to my clients is greatly appreciated.
Annette Sharp, CityWide Real Estate
Karen, I've worked with many good mortgage brokers, but none have been as diligent or helpful as you have been. I'm grateful to have you on my team. Thanks for contributing so much.
Mary Sue Crye- Title Security Escrow Officer
As an escrow officer when we get down to closing time is usually crunch time! I have to commend Amerifirst Financial for being so easy to work with, not only throughout the escrow but when we closing came around they made my job easy! From Karen Jones, LO, thru processing, docs and on down to funding you guys are a great team! GO TEAM AMERIFIRST FINANCIAL!!!!
Teresa W.
Thank you so much for everything you have done to make my dream come true!
Thomas Sweeney, GRI
Karen, it’s great to see a first class Loan officer showcasing the Hot properties of the agents in your market area. You Go Girl! You’re on top of your game. Good Luck. Tom
Lynn and Don G.
Thanks so much for your efforts to get the paperwork trail on the right track for us. We now own a beautiful home in sunny and warm Arizona---yay!
Peggy Roberts, REALTOR Fountain Hills, AZ
I know you’re the loan advisor who always goes the distance for her clients no matter what….including tracking down a Fed Ex package plopped in a UPS receptacle!! Wow – can’t think of anyone else who’s ever done that! In the meantime, I remain happy to recommend you to clients whenever the opportunity arises and confident in your abilities to get the job done!
Erik Jensen, REALTOR Phoenix, AZ
I can not thank Karen enough for the hard work and dedication that she put into completing this transaction. If it were not for her problem solving and out of the box thinking we would still be working on closing this transaction. I highly recommend her, your clients will be very well taken care of and she will keep you informed throughout the entire process. Thank you again Karen! Erik Jensen, Realtor with The Williams Real Estate Company
Frank and Candace L. Scottsdale, AZ
Karen: Thank YOU! We are very excited. Thank you for all your help and guidance, and for putting up with my little meltdown. We really appreciate your most professional service. Frank and Candace
Cheryl Kvasnicka, The Mendoza Team, Phoenix, AZ
Thanks for all of your efforts on this one. I told both Mike and Judy Mendoza how you have been extremely thorough and on top of the situation throughout. It is rare these days and I appreciate your efforts. I will be sure and talk with them. I look forward to meeting you soon and closing more deals down the road. Cheryl Kvasnicka The Mendoza Team Phoenix, AZ 85044
Jeana O.
Thanks so much for your help! So far I love my new home and you made the process much easier. I will happily recommend your services.
Gilbert and Teresa C., Phoenix AZ
This letter of appreciation comes from our hearts. You have been a key factor in helping us to achieve our goal. When we started looking for a bigger house for our ever growing family, we were not sure if we would qualify in this very tough market and economy. Our agent, Millie Stamey, told us she would get us to the best lender she knew. At first we thought she was just saying this to make us feel comfortable. In our 1st meeting with Karen, she told us she believed we could complete the process even though we had some challenges to overcome. She explained in detail what we needed to do and made herself available, both through phone and email contact for any questions we had. She promised us she would be there for us every step of the way and she was. She has many years experience in her field and knows what to expect and anticipate in order for the process to move smoothly. We didn't have any delays in the process because Karen was on top of everything and let us know everything we needed to do before we needed to do it. I believe if she thought we didn't have a chance, she would have told us from the start and then she would have educated us on what we needed to do in order to qualify for a home loan. Karen went above and beyond in order to make sure we did everything we needed to do to have a very positive outcome. She was in the process of retiring from her position for Bank of America, in fact she actually retired before our loan was completed, but stayed in contact with all the ancillary departments and with us to make sure our loan was completed. Karen is truly the best at what she does and if she says she can make it happen, she will. We are now living in our new home. We are very satisfied with the process, it really did run smoothly. Thank you for helping us make our dream home possible.

Dedicated in building lasting partnerships with real estate professionals while delivering World-Class service to clients. Making a Difference...One Home and one Client at a Time.