I have been in the mortgage industry for 18 years successfully closing over $100,000,000 in mortgage loans. I have experience with construction financing, FHA, VA, commercial, short sales, deed in lieu of foreclosure, rehab loans, and superjumbo loans. I have also been a developer and constructed over $20,000,000 in residential property. My company has recently assisted hundreds of homeowners successfully negotiate a loan modification with their lender and literally wrote the book on how to do it yourself, which can be found at www.lowcostloanmodification.com.