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First Capital (First Capital) Mortgage and Lending

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3,977

First Capital
location_on Santa Monica, CA — First Capital
Get to Know First Capital

First Capital has built its reputation by hiring only seasoned, highly ethical mortgage origination experts. Many of our consultants rank among the top originators in the country and they are supported by one of the strongest operations teams in Southern California.

 

Established in 1986 Our outstanding group of lending experts has helped us grow into one of Southern California's leading mortgage companies by earning repeat referrals from satisfied clients.  We pride ourselves on the longstanding relationships we've developed with realtors, lenders, CPAs, and business managers. They know they can turn to First Capital for some of the most experienced mortgage professionals in the industry, professionals who bring great care, integrity, and service to each and every transaction. We've made a name for ourselves in the greater Southern California community by being the most accountable mortgage firm in the business, committed to the highest standards in residential lending services. We put our clients and business partners first, and we'd like to do the same for you.Jay Robertson – President

 

Certifications

Services:

 

Conforming Loans - Traditional loans backed by Fannie Mae and Freddie Mac offer competitive interest rates.

 

Jumbo/Super Jumbo - 30 and 15-year fixed rate mortgages as well as interest only and adjustable rate mortgages with loan amounts up to $10 million.

 

Investment Properties (1- 4 family) available for the new or seasoned investor, purchase or refinance.

 

First Time Home Buyer -Let our experienced team help guide you through the home buying process, customizing products that meet your needs and explained in easy-to-understand terms.

 

Second/Vacation Home - help you purchase or refinance your second home property.

 

Refinance - Our staff of mortgage experts can also evaluate your mortgage needs and outline a refinancing plan to save you money, accelerate principal reduction, or access your home’s equity.

 

FHA -  Mortgages backed by the Department of Housing and Urban Development requiring minimum down payments.

 

VA - Mortgages backed by the Veterans Administration, for  qualified active military, veteran.  
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Putting Clients First For More Than 25 Years. California's leading mortgage firm backed by PHH, the fourth largest retail mortgage originator in the country.