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Real Estate Agent |
RAINER 1,580 |
| Donald Timms | ||
| location_on Ojai, CA — Pacific Mercantile Bank | ||
| insert_link http://www.pmbank.com | ||
| web Donald Timms's (fastmortgages) Blog | ||
Donald Timms is a Senior Loan Officer with Pacific Mercantile Bank("PMB"). PMB is an Orange County-Based FDIC bank. Donald and PMB specialize in purchase loans, helping buyers close their purchase loans with speed and a miminum of "surprises".
Donald prides himself on his communication skills, and makes sure buyers and real estate agents are constantly kept abreast of all loan developments, be it be good news or bad news.
The mortgage loan business has changes considerably since 2007. Gone are the days when anyone could get a mortgage. Nowadays, a borrower needs to work with a mortgage originator who knows how to propety package a loan, and with a direct lender who has underwriters who use COMMONSENSE.
With Pacific Mercantile, not only do our underwriters use commonsense, but we also offer portfolio products rfor those loans that wont fit in the guidelines of Fannie Mae, Freddie Mac, or FHA. Most lenders only offer Fannie, Freddie or FHA loans. We offer those loans, PLUS our portfolio producrs.
Trust a FDIC bank and Donald Timms to successfully fund your loan.