Since 1943, Guaranty Bank & Trust Company has been serving the Delta as a locally owned and operated institution. Our philosophy has always been to provide the best in banking products along with personal, quality customer service.
Guaranty Bank & Trust Company is proud of its involvement in the areas we serve. Our goal is to be a responsible member of our local communities. We strive, through our actions and the involvement of our employees, to be a leader in the economic development of the Delta and North Mississippi.
Guaranty Bank offers a full range of personal and business services. We offer various types of checking and savings accounts as well as loans and investment services. We pledge to offer the most up-to-date banking services and products with the personal attention you deserve.
Our mortgage operation is located in Hernando, Mississippi and serves our branches in DeSoto, Tate and Panola counties. It takes a team of qualified professionals to provide the best mortgage service available. We think Guaranty Bank's got the right players to make our team the best. Let us put our team to work for you!
Guaranty Bank is an independent, community bank. Well-trained, friendly bankers provide our customers needed financial products and services at competitive prices. Doing these things and doing them efficiently and effectively will build shareholder value and allow us to remain an independent, involved partner with the communities we serve.
DesignationsMisssissippi Residential Mortgage Specialist (MRMS) Certified Residential Mortgage Specialist (CRMS)
Titles/AwardsVice President of the Mississippi Association of Mortgage Brokers (MAMB) MAMB Chair of Education MAMB Educational Instructor 2006 MAMB Associate of the year
Is your loan officer a Certified Residential Mortgage Specialist (CRMS)? The CRMS is a national designation of professionalism. Designees go through a rigorous certification program designed to recognize loan officers who have attained the highest levels of professional expertise. A CRMS designation is gained only once the candidate has met certain requirements of experience and knowledge and has passed a written examination. Does your loan officer have the experience and knowledge to help you with your mortgage needs? For more information, go to www.namb.org.
Residential Mortgage Financing
Guaranteed Rural Housing Loan Program
Approved to teach the following courses:Consumer Credit Scoring 101 Professional Credit Scoring and Its Role in Lending The Nation's Fair Lending Act Recent Developments in Federal Mortgage Regulation Marketing Strategies for Mortgage Originators Predatory Lending Practices in the Subprime Market Privacy in Modern Lending Practice Shut the Door on Fraud Ethics: Decision vs. Compliance Mississippi State Law and Compliance
Guaranty Bank is a locally owned and operated community bank established in 1943. Our philosophy has always been to provide the best mortgage products along with personal, quality customer service.