Eliseo Cisneros (Five Star Mortgage Advisors) Mortgage and Lending

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Eliseo Cisneros
location_on Oxnard, CA — Five Star Mortgage Advisors
Get to Know Eliseo Cisneros

My name is Eliseo Cisneros, Mortgage Planner, with Five Star Mortgage Advisors. I have approximately over three years in the mortgage business. My experience includes a Bachelor's Degree from San Diego State University and working with several mortgage companies. I have earned several awards and recognitions with different mortgage companies. I have also trained loan officers by providing them tools, ideas, and education to become successful in their new career. I have helped start a mortgage brokerage company from the ground up. In my three years of experience I have successfully helped manage my clients' Home Equity so they can increase liquidity, safety, rate of return and tax deductions. I will help you integrate your mortgage into your financial plan. Give me a call!  

I am taking my career to the next level. I am going to start my training to become a Certified Mortgage Planner (CMP). I am going to go through this intense training so I can better serve my clients. I have never been in the business to sell loans, but to provide good honest advise to all of my clients. Dealing with a mortgage transaction is a very sensitive issue so my duty is to make sure I find the right loan product and program that will meet their needs. This training to become a CMP coincides with my philosophy about helping people. I can assure you I am not your typical loan officer offering all their loan products. Loan products, technology, and a good support staff is good that will help peolpe through the transaction.  Honestly, the most important process of the mortgage transaction is the planning, designing and structuring of the loan they select and integrate it into the overall short- and long term financial and investment plan to help minimize taxes, improve cash flow, and minimize interest expense.  My clients will always be in a loan that they fully understand and can live with for the rest of their lives. I don't offer short term fixes that can lead to long term disaster.  I am here to help people and make a difference in their financial endeavors. I am not here to sell loans.

My primary role as a Mortgage Planner is helping my clients integate the mortgage loan they select into their overall loan and short-term financial and investment goals and their payment and equity objectives. I provide advise and education on how to manage their equity of their home. I also educate clients on carrying a mortgage is not a debt, but a financial instrument for the creation of wealth. If you want free consultation, please don't hesitate to call me.

I assure that your mortgage experience will be a good one. I am committed to help you and provide a vehicle to the creation of wealth through equity. If you want to learn more about how mortgage planning will make a difference in your financial endeavors.

 

 

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Certifications

I am an expert on purchase money loans and refinances. I am also an expert in Equity Reposition, Consolidation Analysis, Total Cost Analysis, Rent vs. Own Analysis and RateWatch. These services that I provide allows me to create a good mortgage plan that will map out the direction they have to take to financial freedom. My expertise includes interviewing, planning, problem solving, designing, servicing, closing, and sending a complementary Rate Watch every month. This Rate Watch will allow them to see how their loan is doing based on rates and savings. I have been known as the purchase money expert. I am an expert in A paper, Alt A, and subprime loans. Let me help you in your next mortgage transaction and experience the world of Mortgage Planning. I assure it is very different from what a loan officer does. You will not walk out with a loan that you did not understand. You will walk out with loan you fully understand, equity management advise, and overall advise you can depend on.  I am here to establish a relationship of a life time. Are you ready?

This is mission statement: I am a Mortgage Planner. I help my clients successfully manage their Home Equity so that they can increase liquidity, safety, rate of return and tax deductions. Unlike a traditional loan officer my role is to help my clients integrate the loan they select into their overall short and long term financial and investment plan to help minimize taxes, improve cash flow and minimize interest paid.  
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My primary role is helping my clients integrate the mortgage loan they select into their overall long and short-term financial and investment goals and their payment and equity objectives. Call me!