David Zuckerman, Mortgage Broker - Low-to-no downpayment mortgages (Millennial Home Loans, LLC)
NMLS #133925

1722 Splendor Drive

Woodbine , MD 21797

Full service mortgage broker, specializing in nationwide lending of government backed loan programs such as USDA, FHA, 203k Rehab, VA, and 3% down Conventional.

Get to know David Zuckerman

I am a "Purchase Centric" Loan Officer and a By Referral Only alumni.  The majority of my Clients are referred to me from my Realtor partners and past Clients.  My Realtor partners refer their Clients to me because I don't over promise and I will get the borrower to settlement. In fact my "pull through rate" from contract ratification to loan closings is 99.50%.

To be successful in working with today's first time home buyer(s) I believe as a Loan Officer not only must you be knowledgeable on the home buyers financing options but be willing to explain the reason behind program guidelines and loan parameters.  Further, I offer my Clients my in-depth knowledge at credit remediation which is necessary so a borrower can obtain the every increasing minimum credit score requirements in a constantly tightening lending environment.

David Zuckerman's Blog Posts


I specialize in working with first time home buyer's using the no money down USDA Rural Development Loan Program.