Dan Reeves (Pinnacle Financial) Mortgage and Lending



Dan Reeves
location_on Milford, PA — Pinnacle Financial
Get to Know Dan Reeves

Make us your home town lender. We've been providing home financing to individuals and families just like you for nearly two decades.

We are a mortgage banker and we concentrate on doing one thing and doing it well: financing homes for our customers. As a direct lender, we use our own resources to process, underwrite and fund all of our home loans - no middleman to slow down the process. This gives control and decision-making capability to each of our offices. Which means, fast, efficient and affordable financing for you.

Financing Solutions
We take great pride in offering a common-sense menu of mortgage products to meet our customers' varied needs. Whether you're relocating, refinancing or building your dream home, we've got your financial solutions.

Who We Are
Headquartered in Orlando, we are one of the nations's fastest growing independently-owned mortgage lenders. Pinnacle Financial was founded in 1988 by seasoned loan originators, Doug Long and Jeff Vratanina, who were determined to create a company that offered responsible lending solutions and an ethical and proactive approach to customer service.

We offer our customers and clients peace of mind, so they can stress less.
Guaranteed Lender Closing Costs* - Know at application what you will need at closing - no surprises!We guarantee the lender portion of the closing costs quoted on the Good Faith Estimate.* If the actual amount is more, we'll eat the difference.  On-the-spot Approvals and Pre-Approvals - Shop with confidence!Using our automated underwriting systems, we provide you with the tools to confidently shop for your new home.  24/7 Access to Loan Status - Keep up-to-date wherever and whenever you want!We relieve your stress so you won't stay awake worrying about your loan at 2:00 a.m.  Need a quick closing? Ask about our 12-day Express Close Program. To ensure a quick, hassle-free process, we follow the same process for every loan request. Outlined below are all of the steps involved in processing, approving and closing a home loan. For clarity, we've also noted who is responsible for each of these steps.DEFINITIONS AGENT: Your real estate professional is responsible for this task. PFC: Your Pinnacle Financial team is responsible for this task. YOU: You are responsible for this task.THE LOAN PROCESS▲YOU & AGENT: Meet and sign a contract making an offer to purchase a home.▲YOU & PFC: Meet and complete a loan application as soon as possible. It is sometimes very important to be prequalified before you find your dream home.  It will put you in a position to make the strongest purchase offer to the seller.▲YOU: Supply PFC with all requested documents as quickly as possible.▲PFC: Orders all other documents needed to complete your loan application, including a credit report. The credit reporting bureau may contact you to confirm some information.▲YOU & AGENT: We recommend that you order a home inspection and termite inspection prior to an appraisal being performed. Please notify PFC whether or not you will be obtaining inspections and if the results are acceptable to you.▲PFC: Orders an appraisal from a licensed appraiser to determine the value of the home you are purchasing.▲YOU: Obtain hazard insurance or homeowner's insurance for a minimum coverage of structural replacement value per the appraisal. Proof of payment of annual premium is required at closing.▲AGENT OR PFC: Orders title search using the seller's title company of choice.▲PFC: Advises you and your agent when the appraisal is received and if any repairs are required.▲AGENT: Coordinates the required completion of repairs and associated costs between you and the seller.▲PFC: Orders the necessary follow-up inspections to ensure that the required repairs have been made.▲PFC: Completes all paperwork to complete your loan application and ensure your loan is ready to close.▲AGENT OR PFC: After final approval and prior to closing, orders the survey to determine exact boundary lines of the subject property.▲YOU: Ensure you have completed all paperwork for your hazard/homeowner's insurance and forward a copy to PFC prior to closing.▲PFC: Advises all parties that the approval, inspections and survey have been completed and the closing may be scheduled.▲AGENT: Arranges for the title company to schedule and coordinate the date and time for closing with you, seller and the agents.▲YOU: Bring photo identification and a cashier's check for the funds needed to close to the closing appointment. If you are receiving a gift for your closing costs, please refer to the Gift Funds for Closing section.


Small balance commercial mortgages don't have to mean big hassle. At least not when you work with Pinnacle Financial, where we help borrowers secure quick and easy mortgages! We're energizing the small-balance commercial lending market by offering commercial loans with a residential feel.

Our Alt-A small balance commercial mortgage program offers:

Loan amounts from $150,000 to $3 million Stated income with verified or market rents Up to 90% LTV 25- and 30-year full amortization with NO balloon Fixed- and adjustable-rate financing Purchase, rate & term and cash-out refinances Credit scores as low as 600 Loans not subject to RESPA Corporate or individually titled New program combining property income and personal stated income

Property types:

Multifamily (5+ units) Office Office condo Warehouse Light industrial Retail Mixed-use Convenience store (no fuel) Auto repair & dry cleaners (with Phase 1) AlabamaConsumer Loan License  CaliforniaLicensed by the Department of Corporations under the California Residential Mortgage Lending Act  DelawareLicensed Lender License  Dist. Of ColumbiaMortgage Lender/Broker License  FloridaMortgage Lender License  GeorgiaGeorgia Residential Mortgage Licensee #13905  IllinoisIllinois Residental Mortgage Licensee #MB.000662; Pinnacle Financial Corporation DBA Tri-Star Lending Group, 2611 Technology Drive, Orlando, FL 32804  IndianaLoan License  MassachusettsMassachusetts Mortgage Lender License #ML2376  MissouriResidental Mortgage Broker License Exemption; Pinnacle Financial Corporation, 2611 Technology Drive, Orlando, FL 32804  New HampshireLicensed by the New Hampshire Banking Department. First Mortgage Banker/Broker New Hampshire Lender License #9496-MBB; Second Mortgage Home Loan Lender License  New MexicoMortgage Loan Company Registration  North CarolinaMortgage Lender License  PennsylvaniaLicense by the Pennsylvania Department of Banking; Licensed pursuant to the PA Secondary Mortgage Loan Act  Rhode IslandRhode Island Licensed Lender  South CarolinaSupervised Lenders License  TexasPinnacle Financial Corporation DBA Tri-Star Lender Group, 2611 Technology Drive, Orlando, FL 32804  VirginiaLicensed by the Virginia State Corporation Commission #MLB-844  WashingtonConsumer Loan License

Financing Solutions We take great pride in offering a common-sense menu of mortgage products to meet our customers' varied needs. Whether you're relocating, refinancing or building your dream home!