We are not an internet based Mortgage Company. We offer the most competitive rates with GUARANTEED CLOSING COSTS. Call for the current rates
My 29 year full time career in the Real Estate and Mortgage business makes me an excellent choice to represent you with your Real Estate and Mortgage needs. A Bachelor of Science degree in Finance & Marketing and two years on my Masters in Tax adds to my extensive transaction experience in buying, selling and financing homes. I am also listed as a Real Estate and Mortgage expert witness with two of the largest attorney referral networks.
SELLERS: We are a 4% FULL SERVICE BROKERAGE. We do all the work a traditional Broker does, such as advertising, staging a house, holding open houses, uploading all info on the MLS site as well as National websites and much more, in turn allowing consumers to save a significant amount of money compared to what they would have spent on the traditional 6% broker fee. We have a 98% close rate and have been in business for 29 years.
California Sales License in 1979 – Broker Licensed 1981
Sellers: We offer complete real estate and mortgage services. As your agent we will locate qualified buyers, set up web sites to show your property, hold open homes and market the property through various channels including the Multiple Listing Service (MLS). We provide up to date comparable sales to assist you in determining the best price for your home. After a buyer is located we will make sure they are financially qualified to purchase it.
Buyers:We will assess your financial qualifications and prepare a “Loan Pre-Approval” letter, must more effective than a “Pre-Qual” letter. We assist in finding a home as well as obtaining the appraisal, insurance, title insurance, escrow services, pest & building inspections, bids for contracting work and all applicable contracts and addendum’s.
Mortgage Clients: We provide some of the most competitive rates and high quality service for a wide array of debt products. As members of the Factual Data Credit Service we can assist you in correcting many credit problems, which can result in a higher FICO score, thereby reducing your loan costs.
We have the most competitive rates. CALL US FOR CURRENT RATES. 4% Full Service Brokerage. We still do all the work. You save money.