Buyers working with me will have not just great advice and rates but also the confidence that they can purchase the home they want. Pre-approvals are a must in todays market and I provide the needed letter for the cost of the credit report. Underwriting a loan takes a great amount of time and energy but a letter from me will be the start to your search for a home.
My experiences and knowledge come from going to good schools, including Wayne State University where I received my degree in Business Administration with my major in Management my minor in Finance. Having been born a cowboy (A small joke) in Montana, moving to Seattle Washington, then to Terre Haute Indiaina I grew up knowing about being moved from school to school and state to state. This knowledge has made me very aware of the need for stability with the financial picture. I worked to get through college, in a factory last but in high school I was a golf caddie and pizza delivery boy. What I didn't do was what everyone else was doing. I played basketball for the North Farmington Raiders and was the center on the team even though I was six foot three.(that's small for the big schools). I loved pitching in baseball games and played in the summer leagues. Competition is a natural. I just ask for the chance to compete.
My knowledge will benefit the clients, whether, purchasing, refinancing, needing a bridge loan, Construction loan, FHA or VA. I have found my current company to be the best in the state for support and with their own underwriting I have a natural fit. Let's talk!
My expertise id in sall loans, The FHA and VA, the low money down, "Jumbo Loans" for the high-end purchaser and always a great rate. My ethics are to always give the information, good and bad, on any loan, and answer questions to make the buyer feel at ease with the whole process. I feel the best staisfaction in my job when I know my client is happy.
I have years in the business, starting in 1991 with Flagstar, after credit management with Ford Motor Credit and Comerica, few loan officers can advise long term and short term how to obtain goals.