Chad McShane, NMLS 342881
Mortgage Loan Originator - 612.685.4572
"We help people invest in real estate with effective mortgage planning."
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application. You can find the application at https://www.nfmlending.com/cmcshane/ After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.
Chad McShane's clientele includes people with many different backgrounds. His schedule is flexible to accommodate the demanding lives of people today. Chad loves helping first-time buyers, easing their worries and fears, and helping them get a foot in the door to home ownership.
He takes pride in his reputation as an honest, straight forward professional, and he knows that you need to hear the truth about your loan-not a lot of hype. With Chad, your questions are listened to and you get straight answers. Chad's clients know that with him they get a Mortgage Advisor who generates more than business-Chad generates results. That's why so many come back for his help again and again, and refer their friends and family to him. Chad not only strives to do the best for his clients, but also goes the extra mile to make sure they get the service they deserve. Repeat business is solid evidence of doing things right. Many of Chad's clients have been clients for a long time, and they return to Chad for all their loan needs. Whether you are looking to purchase a new home, a second or vacation home or refinancing your existing mortgage, Chad is just a phone call away.
When all is said and done, you'll look back on your experience with Chad McShane knowing that he gave you the whole picture with none of the details left out.
Get the best mortgage loan for you! When you decide to buy a home or refinance a mortgage, it's a big step. You can trust me to find the loan program that's best for you. We help people invest in real estate with effective mortgage planning. Go ahead, fill out an online application and literally track your loan to closing or call me directly at 612.685.4572 for an update. I can reached at my office directly at 612-685-4572 or simply call my mobile phone number, which is 612.685.4572.
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.
Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment.
I specialize in the following types of business: Nationwide Mortgage Financing, Corporate Benefit Programs, Business to Business Sales, Purchase Loans, Refinances, Home Equity Lines of Credit and Investment Loans. Over 200 products available, including no down payment and no closing cost options! I have been a loan officer since 1999 and have worked with a wide variety of banks including Associated Mortgage, Bank of America, Branch Banking and Trust, BNC National Bank, ING, Metlife, M.H.F.A, Wells Fargo, Chase, M & I, Suntrust Mortgage, Endura Financial, US Bank, Citibank, HSBC, Wacovia and GMAC. I have over ten years of experience in the mortgage industry. I have seen all types of credit situations and have worked with all types of buyers! Whether you are a first time homebuyer looking for a down payment assistance program or you are looking for your retirement home in another state, I can help! I have access to over 300 lenders and can lend in multiple states for your convenience. We offer FHA, VA and conventional residential and commercial real estate loans. Ask me about our current specials. Many specials offer discounts and extra perks to make your experience more enjoyable. I have promotions other companies would not even think of offering! If a no closing cost option is what you are looking for, I am definitely the lender for you. We have a multitude of options regardless of where the interest rates are at the time of application. You could not dream of better market conditions!
Should you talk to a mortgage professional before house hunting?
Absolutely! Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first. Why? What can we do for you if you haven't negotiated a price, and don't know yet how much you want to borrow?
When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and how much we can loan you. We do this by considering your income and debts, your employment and residence situations, your available funds for down payment and required reserves, and some other things. It's short and to the point, and we keep the paperwork to a minimum!
Once you qualify, we give you what's called a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which says that we are working with you to find the best loan to meet your needs and that we're confident you'll qualify for a loan for a certain amount.
When you find a house that catches your eye, and you decide to make an offer, being pre-qualified for a mortgage will do a couple of things. First, it lets you know how much you can offer. Your real estate agent will help you decide on an appropriate offer, but being pre-qualified gives you the confidence to know you can follow through.
More importantly, to a home seller, your being pre-qualified is like you walked into their house with a suitcase full of cash to make the deal! They won't have to wonder if they're wasting their time because you'll never qualify for a mortgage to finance the amount you're offering for the home. You have the clout of a buyer ready to make the deal right now!
As a professional in the mortgage lending industry, I've built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests.