Aaron Hoy, Making a Difference! (Capstone Home Loans/Division of American Pacific Mortgage Corpration Equal Housing Opportunity)

3400 188th ST SW

Suite 101

Lynnwood , WA 98037

SR. Mortgage Banker/Broker MLO #115718

Get to know Aaron Hoy


I have been in the mortgage industry since 2000. I have helped hundreds families achieve their goal of home ownership. It brings me great pleasure to meet with clients face to face and to discuss not just mortgages, but their overall financial future. My goal is to help my clients fully understand how their home mortgage can complement their long term financial goals.
As a veteran who served proudly in the US Navy, it is rewarding being able to provide fellow Vets with home financing through the VA benefits program. Most lenders are intimidated by the program, but in today’s market, the VA mortgage loan benefit is one of the most compelling programs out there. With my background and loan experience, I make sure that all Veterans consider the option of using their VA benefit!


Aaron Hoy's Blog Posts



Another hot button is the Mortgage Certificate Credit also known as MCC it allows you up to $2,000 in tax credit. What's really nice is the savings can be instant. http://www.irs.gov/pub/irs-pdf/f8396.pdf

Lastly, there are  0% down options available. Call me for more info.

Specialties (8)
  • Buyers
  • Condos/Townhomes
  • Investment Properties
  • Luxury Homes
  • Military Relocation
  • REO/Bank Owned
  • Residential
  • Short Sales
Languages (1)
  • English