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Ernest Gonzalez (Banc Plus Home Mortgage Center) Mortgage and Lending



Ernest Gonzalez
location_on Coral Gables, FL — Banc Plus Home Mortgage Center
Get to Know Ernest Gonzalez

                          Welcome To My Profile

Financial advise is very essentual and the key aspect in any Real Estate transaction. Being so, I have an open door policy to any one seeking guidence in any arena within the market place.

My Services

Quality lenders compete for you. Compare and find the best rates. Low monthly payments. Free no obligation multi-saving quotes. Quick and easy processing. No credit check and No social security number required for our matching service. Bad Credit OK - You don't need excellent credit to get a loan. We can usually match you with lenders, regardless of your credit. Our partners have saved tens of millions for American consumers.

I offer the best services in mortgage financing at the lowest cost to you. Making the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

The professionals I work with are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We will be with you every step of the way to ensure that you secure the very best financing for your situation.


                             Realtor's Gold Mine

If your a Realtor that is waisting time showing properties with out knowing if your prospects qualify, then you have come to the right place! Let me go to work for you and pre-qualify your prospects.

My Services to Realtors

Confidentuality Agreement between me and the RealtorPre-qualify all your prospects free of chargeI represent you and YOU CALL THE SHOTS!Simultaneous closingProperty analysis to include Title Search, Market Value Analysis, Demographic Statistics, ext. Keep undated with the financial marketDown Payment Assistance for your propects100% Financing with 6% Seller Concessions Allowed to be used for closing cost

Call me, test drive my services. I asure you that you'll be happy! My goal is to have you come back and grow my business relationship with you. Undertanding each other and working together can be a fantastic thing, only to prosper. Honesty, integrity, loyalty makes a Good Broker. I look forward to working with many of you!

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Attorney General's OfficeThe CapitolTallahassee, FL 32399-1050Ph: (904) 488-2526Fax:(904) 488-5106 Summary:Judicial ForeclosureYesNon-Judicial Foreclosure NoSecurity Instrument sMortgageRight of RedemptionYes-brief and subject to court procedureDeficiency JudgmentsYesTime FrameUsually 180 daysJudicial foreclosure in Florida is completely controlled by the court. The lender sues and obtains an order to foreclose. The court then defines the procedure to be followed. The court may or may not order that the notice of sale be published in a newspaper. If so ordered, it is the responsibility to place the notice for publication on the terms ordered by the court.The sale technically ends any equitable right of redemption; however the court may extend the time for redemption, but rarely does so. In fact, there is a period following the sale during which the court reviews the sale to ensure a fair price has been paid. This usually takes about 10 days, and right of redemption remains in effect until court confirmation of the sale.Should the court, for any reason, not confirm the sale, another sale is ordered. The lender may also sue for a deficiency judgment.Links:50.031  Newspapers in which legal notices and process may be publishedLaw which regulates how an auction must be made public notice.55.10  Judgments, orders, and decrees; lien of all, generally; extension of liens; transfer of liens to other securityLaw which regulates when a judgment to foreclosure is considered legal.55.145  Discharge of judgments in bankruptcyLaw which regulates the cancellation of a judgment.56.21  Execution sales; noticeLaw which regulates a pubic notice of an auction must be published in a newspaper.56.27  Executions; payment of money collectedLaw which regulates the proceeds of a sale.702.06 Deficiency decree; common-law suit to recover deficiencyLaw which regulates the court to decide to pursue an entry of deficiency or a judgment of default.702.65 Final Judgement in uncontested proceedings where deficiency Judgement waived; attorney's fees when default Judgement enteredLaw which regulates the court to enter a final judgment and includes fees, when foreclosure is not contested.702.10 Order to show cause; entry of final Judgement of foreclosure; payment during foreclosureFlorida State Statutes Pending or Newly Effected Legislation for Your State?Please select the Legislative Agenda link here: http://narhri.org/ RELATED LINKS:? Read All Past "Legal Corner" Columns? Learn how to Buy Houses for Wholesale Prices Today? Gain access to Pre-Foreclosure Lists in Your Area

LMB Branch Manager