Recent Posts

My name is Brian P. Forrester and I'm a mortgage guy. I write about the real estate and mortgage industries because I am as passionate about them as I am about keeping people informed about all the changes that affect their loans and their home-buying lives!

I provide tips and advice on how to avoid pitfalls to position you for success as well as information on the consistent changes in underwriting standards that affect homebuyers. If there's some late breaking stuff I am sort of "first on the scene" with a video blast out to clients and Realtors so they can be prepared for the updates that affect the progress of their real estate transactions.

I typically post three to four blogs a month and send video blasts with useful tools attached like a Guide to FHA Home Repairs whenever I have relevant detail like that. I remain current so my clients can.

My Audience

This is probably one of the things of which I am most proud.  Not only do my clients find a wealth of useful information; other lenders and many, many Realtors use my blog as a reference because I am crazy about keeping up with my industry and all the things that impact it.

If something's going on that will make a difference to anyone: thinking about buying a home, in the middle of a loan transaction, or just about to close on one; then I'm blogging about it, sending a video message, Tweeting it or posting it on my You Tube channel.

Some Blog Samples

I do my best to jam pack this blog with all the information you'll need to make informed decisions about borrowing money.

There are times I present information with humor and sometimes there's a dash of sarcasm, but don't be misled. I take the business of other people's money very seriously so you're as happy with your loan terms ten years from now as you are the day your loan was approved.

FHA and VA Loans

FHA Repairs and Inspections - Beware of What They Seek

FHA May Not Be Going Your Way...

FHA Loans and Anti-Flipping Rules

Mortgage Qualifications

Florida Home Loans and Unintended Consequences

Real Estate Contracts and Mortgages

Mortgage Proof and Barbarians at the Gate

First Time Home Loans

Mortgage Loans, Weddings, Down Payment and Photocopies

First Time Homebuyer Tax Credit for the Military

You'll Be Dead in the Water without Your Flood Insurance

Florida Loan News

Closing Costs Gone Wild!

This Just In...

Fear and Foreclosures for Sale in Tampa Bay

Me and My Team

My career is founded in the banking industry where I am fortunate to be highly regarded. I also surround myself with the finest support team so our checks and balances on your application are always in full force.

Geneva Holland is my Loan Officer Assistant. She works with the processing team to ensure a smooth transition from application to closing. Tasha Faiella is the Lead Loan Processor who interfaces with the underwriters on clearing the conditions that are required to get that green light for the closing date.

Communication

Besides working with our clients to outfit them in the best mortgage product for their goals and situation, I think one of the best things we do is communicate.

Modern mortgages have more moving parts than ever before and in addition to weekly status reports that we send directly to your attention, we use very cool technology to track everything internally so we're always ahead of the critical due dates dictated by your contract.

My Mission Statement

To be the mortgage team that makes a difference in the lives of our clients. To understand our clients' needs, to listen, to communicate effectively, put integrity above all, and to understand that an elated customer is the heartbeat of our business.

My Contact Info

Brian P. Forrester

Senior Loan Originator

Vandyk Mortgage

DBA Tri County Mortgage                    

35095 US Highway 19 N

Suite 100

Palm Harbor, FL 34684

727.216.8138 (Office)

813.361.6350 (Mobile)

813.464.8021 (Fax)

Disclaimer

I use this blog as my tool to keep anyone that has any interest in the lending industry informed. While my information is as accurate as possible, my opinions (and occasional criticisms) are my own and do not reflect the views of Tri County Mortgage or Vandyk Mortgage.