Who can you trust when you go out to find the best loan package for you?  Look to an experienced loan officer who has local roots.  I never advise a product unless I feel it is the best for you. 

Points?  No points?  Fixed rate? Adjustable rate?  What is the best for YOU?  Some loan officers are more interested in what is best for them.  The mortgage process has changed in the last two years.  What was good then may not be now.  Give me a call and I will provide answers with no pressure on my part!