How it Works
Global Advantage Credit Solutions utilizes the "Advanced Multi Phase Process (AMPP)" to have the inaccurate items removed from your client's credit reports. There are Federal and State laws in place to protect the consumer from inaccurate and unverifiable credit reporting. We assist you in enforcing these laws by implementing our strategy. * Thorough research and investigation of credit and collection agencies information, inquires, public records, and source of information. * Carefully audit the Credit bureaus; Equifax, Experian, and TransUnion* Reinvestigate the credit bureaus and ask for method of their investigation* Validation of Debt having creditors produce original documentation* Revised Validation of Debt* Negotiate settlement if necessary contingent upon complete removal.We don't just write letters or dispute online with the credit bureaus like most credit repair companies. We use certified mail to professionally audit creditors and collection agencies directly. Our intense audit demands validation and verification of derogatory information using the:1.) Fair Debt Collection Practices Act 2.) Fair Credit Reporting Act 3.) Fair and Accurate Credit Transaction Act 4.) Health Insurance Portability and Accountability Act These four Federal laws have been established to protect consumers' credit reports. Creditors and credit bureaus are legally obligated to produce documented evidence within a reasonable amount of time, generally 30 days, to prove the information they are reporting. If they cannot validate their claims, they must promptly remove any undocumented information from the consumer's credit report.