Universal Mortgage is a Florida mortgage company which specializes in residential and commercial financing.  We offer the lowest purchase and refinance mortgage rates in Florida.  Our goal is to help everyone achieve the American dream of home ownership. Our philosophy is to treat each customer as family. We know that buying a home is likely the single most important purchase many people will make in their lifetime. At Universal Mortgage, each of our staff takes great care in educating and helping our customers through each step of the buying process. By utilizing our services you not only have access to the best loan products available in the marketplace, but you can even start your home loan request online – 24 hours a day.  Simply visit our website  at www.universalmortgage.co

 To speak with a mortgage professional please call our office at 786-332-4263 . With over twenty years of  experience, we are proud to be  

              Your Neighborhood Lender

Here are some of the  mortgage programs we offer

Conventional Financing                     FHA /VA Loans

Jumbo Loans                                        Foreign Nationals

Fully Amortizing ARM’s                     Reverse Mortgages

HARP 2.0                                              Commercial