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Mortgage and Lending |
RAINER 6,441 |
| Audrey Lovell | ||
| location_on Fort Myers, FL — Ross Mortgage Corp | ||
| insert_link http://www.LovellMortgageTeam.com | ||
| web Lovell Mortgage Team | ||
SW Florida is a Great Place to visit , and an even better Place to Live!
I am a Fort Myers, FL native ( yes ,there are a few :-) Growing up in SW Florida allowed me to enjoy 32 years ( and counting) of sunshine <albeit sometimes downright HOT> and beautiful beaches. My husband and I met in high school and in the year 2000 we began our own moving company here in which I managed. At the same time I was a manager/book keeper/secretary for my fathers home inspection company. When my father retired, my husband took over the home inspection business full time and is a NACHI certified inspector here in SWFLA. Aside from the 2 businesses during the past 10 years I was also a "at home" mom as I had below school age children in the home. To say I have been busy would be an understatement!!
Last year my youngest child started elementary school. It was then that I began to focus on a "career" of my own. I decided to join with Ross Mortgage Corp.
Ross Mortgage Corp. is a fairly new company here in in SWFLA, however they are well established in Michigan. Ross operates throughout the Michigan area from over 10 locations and ranks as one of the top independent lenders in the state of Michigan. Ross Mortgage Corp has expanded and now has branch locations in Ohio, Kentucky and Florida as well.
As a full service mortgage banking company Ross underwrites using experienced staff or through automated underwriting systems provided by Fannie Mae's DeskTop Underwriter (DU). Ross Mortgage prepares all documentation required for closing and funds the mortgage loans using its own lines of credit in many cases. We can also broken loans through different lenders as well. As a result, Ross delivers superior service and pricing to the customer since it retains complete control over the entire transaction.
The SW Florida director, Rick Shaffner, is a 30 year mortgage banking veteran. He opened his own bank in Michigan and served on the Freddie Mac board for 5 years.
I am commited to providing excellent service to my clients and surround myself with a fantastic team of experts! I am fully aware that the realtors that I work with and I are partners. Together we work to complete a home purchase for our client. We all depend on each other for each transaction.
Please feel free to call or email me at:
239-896-7265
or
Our Loan Programs:
Conventional Loan Programs: Traditional types of financing that let you establish a fixed monthly payment for consistency in budgeting. The types of Conventional Loan products we offer are:
* Fixed Rate * Five and Seven Year Balloons * Jumbo fixed rate * Jumbo adjustable rate
FHA : A FHA mortgage is insured by the Federal Housing Authority (FHA). The borrower of this loan can finance 97.75% of the sale price of a home, because FHA will insure timely repayment of the mortgage.
My Specialty!! 203k FHA Streamline :Same as FHA above but with the ability to finance home improvements that are needed.These were made to purchase foreclosed homes!
VA Mortgage: A VA Loan is a mortgage that is insured by the Veterans Administration.At prevailing market interest rates, Zero Down financing is available.Generally, VA accepts some borrowers with past credit blemishes. They have liberal payment qualification standards and a veteran can often maximize a mortgage with a VA Loan.
Jumbo Loans: Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full documentation.
My specialty!! Freddie Mac - Home Possible: Special Affordability for teachers, law enforcement officers, Firefighters, Health Care workers and active Military. Lower Income Qualifying Standards. They are fixed-rate mortgages with reduced mortgage insurance levels, low to no down-payment and flexible closing costs
Investor Loans: Used to finance 1-4 family properties that will be for investment. Aggressively priced these programs have many variations.
SW Florida Premier Loan Officer and Lender
