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Antonio Johnson (First Horizon Home Loans) Mortgage and Lending

RAINER

1,173

Antonio Johnson
location_on Seal Beach, CA — First Horizon Home Loans
Get to Know Antonio Johnson

I'm writing to introduce myself and to explain how I can assist you with the most important part of every new construction project ... the financing.

One-Time Close: new home financing that solves two major problems

As your First Horizon Construction Lending representative, my prime responsibility is to provide streamlined financing that equally satisfies your clients' needs and your own. Our One-Time Close product is a combined new construction and mortgage loan that simplifies the financing process, from application to closing. This virtually eliminates delays and buyer "fallout" - two of the biggest problems builders face.

Here are more reasons why One-Time Close is popular with builders:

••            First Horizon makes the loan to the homebuyer, so your credit lines remain open.

••            No-fee rate locks for up to 360 days give you plenty of time to complete projects.

••            When construction is completed, the loan rolls into permanent financing.

••            Easy draw procedures help you maintain healthy cash flow during construction.

 

Homebuyers also prefer One-Time Close because of the savings and flexible features it offers. Loans up to 95% of their new home's appraised value are available, along with interest only lot loans. They can also choose from fixed or adjustable rate mortgages. Even self-employed and retired buyers can easily qualify, as I can process their application with stated income.

Certifications

At First Horizon®, we share your commitment to earning and building trust with your customers. But we know before that can happen, you need to have trust in us. That's even more important in today's market.

As the fortunes of the mortgage industry continue to fluctuate, it's comforting to know there's a lender that you and your customers can count on to deliver sound, smart home financing. In fact, for over 140 years, we've been providing expert mortgage guidance and advice through many different market trends.

That doesn't mean we haven't felt the impact of recent market changes. We have, just like every lender has. But because of our experience and the fact that we're backed by a national bank holding company with over $38.3 billion in assets, your customers can feel confident that we'll be here for them now - and as their needs change. We'll take the time to listen to your customers' needs and help them understand the mortgage process.

So if you're looking for a unique way to differentiate yourself from your competitors in the minds of prospects, a referral to First Horizon® is the right way to go. If you have customers that need home financing, or if you'd like to find out more about our services, call me. I can walk you through the process and help you get a clear understanding of how your customers will benefit from the experience. It's my goal to deliver extra value to your business relationships and solid financial resources for your customers...no matter where life takes them.

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