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George Akerley (Prospect Mortgage) Mortgage and Lending

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George Akerley
location_on Bloomfield, CT — Prospect Mortgage
Get to Know George Akerley

I have worked in the banking and mortgage industry for over 30 years, in a variety of capacities but primarily in a customer service vein.  Service is, therefore, paramount with me.  It is with integrity, honesty, fairness, perseverance and a great deal of enjoyment that I work with customers of all stripes to place each in precisely the right program and product.  I have not yet met an individual who knows it all (and of course, that includes me), and I firmly believe that education is the key to becoming a homeowner, remaining a homeowner and navigating the vast complex called the mortgage market.  Therefore, I make it a point to stay on top of all aspects of a deal so that I can advise, cajole, laugh and cry with, query and help decide with a borrower or potential borrower precisely the way to go.

 Without customers it is impossible to do business, so I make it my business to learn as much as I am able about each of my customers, without intruding, and that allows me to make reasonable decisions and to retain business and obtain future referrals for other business.  It is my passion to work with the public.

Certifications

In Connecticut, the best product (by far) is CHFA's first time homebuyer product.  Whenever possible, I advise all my first time homebuyers to strive for that product, as the rates and accompanying costs are less than with any of the other products available.  I am also highly active in originating FHA loans, which are much more cost-effective than conforming loan products due to recent changes made by the secondary market forces, Fannie Mae & Freddie Mac. 

I am a native of Connecticut, originally from Middletown, and I've lived in a variety of locales within Hartford and New Haven counties; owning a variety of homes and renting for a brief period as well.  As a veteran homeowner, I can certainly identify with the needs and desires of my clientele as well. 

In my experience is 10 years of underwriting experience, also.  My product knowledge is stellar and sets me apart from most of the loan originators in the area.  Borrowers benefit greatly from this knowledge.

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I'm a Loan Officer with Prospect Mortgage, with more than 35 years' experience in helping people make their way through the difficult process of borrowing. Much joy and much hard work have gone into