Aret Kalayjian (PHH Mortgage) Mortgage and Lending



Aret Kalayjian
location_on West Windsor, NJ — PHH Mortgage
Get to Know Aret Kalayjian

Aret Kalayjian, Mortgage Advisor for PHH Mortgage.  For the past 18 years, I have specialized in providing personalized service for individuals seeking home financing options. Whether purchasing or refinancing, my extensive experience, knowledge and dedication to exceeding client expectations have provided hundreds of families with affordable mortgages.

Prior to a career in the Banking Industry, I created and managed a successful finance division for a large, multi-franchise asset based company. 

My financing career also included managing a multi billion – dollar international financing division for ITT Inc.

Professional Memberships include:

Director – Board member for a non-profit credit counseling agency;

Committee member and fund raiser benefiting Homeless Shelters in the tri-county area;

Member of Mercer County Chamber of Commerce;

Volunteer credit and budget counselor, educating individuals and families to make fiscally sound decisions throughout their lives. 

I have resided in Mercer County for over 30 years and can be contacted for personalized consultation by phone 609-510-8906 or email at   I look forward to speaking with you!


What does PHH stand for?

Peters, Howel & Heather - who are now 3 dead guys!

Conventional, FHA and VA Mortgages - excellent processing - guranteed to meet closing dates- guranteed same day Pre-approval - Pre-Purchase Rate Protection for 90 days with float down option...

First-Time Home Buyer Programs

Mortgage Pre-qualification Program

For great service, integrity and solutions for all your lending needs please contact Aret Kalayjian at 609-510-8906 or


As a true professional, I have built my business on a tradition of reliability, accuracy and responsiveness to the needs of my customers and referral partners. Allow me to exceed your expectations.