My name is Nicole Kennedy and I am a licensed Mortgage Specialist with New Penn Financial in Murfreesboro, TN. I have been in the mortgage industry for almost 12 years. What sets me apart from most loan officers, is that I understand how important buying a home can be for someone who has never experienced home ownership. I also know current homeowners need to save money on their monthly payments on their current home. I work very hard to make sure each applicant knows they are important. I always return my phone calls promptly and it's my top priority to provide quick turn around times on anything I handle. Whether you are a real estate agent needing a dependable loan officer, or an individual looking for someone who really cares about your situation, I am the person to help. Customer service is my number one goal in all transactions. New Penn Financial is dedicated in making your experience one you will rave about. We have a wide range of loan products to fit any need and very competetive rates. Call or email me anytime - I am more than happy to help.