Stephen Cappa, CA BRE# 1215943/01748618 (California Real Estate Loans, dba APMC) Mortgage and Lending



Stephen Cappa
CA BRE# 1215943/01748618
location_on San Mateo, CA — California Real Estate Loans, dba APMC
Get to Know Stephen Cappa

I am a third generation mortgage broker working for California Real Estate Loans.  My Grandfather Bud Cappa, started our company in 1977 with Bill Mitchell.  They founded offices in San Francisco on Union St. and in Daly City.  My Father, Bob Cappa currently runs our company with Bill's son Dave from our San Mateo headquarters.  

I am able to draw upon their years of success, and my personal years of Real Estate service. to help people realize their dreams of home ownership.  

APMC NMLS 1850/ NMLS #379198

APMC BRE # 1215943/ BRE #01748618 

Equal Housing Opportunity


I speacialize in dealing with First time buyers who are often a bit nervous about purchasing a home.  I am able to explain every step of this process and I strive to make each buyer an expert on the process, preparing them for any future endeavors.  I bring a calm demeanor to a process that can easily create stress and anxiety.


I am a member of Toaastmaster's International.  This club helps to prepare each participant in public speaking.  I enjoy the challenge of delivering a well prepared speech.


A Modern business-man, who is well versed in all aspects pertaining to real estate. At your service, around the clock and striving to make buying or refinancing your home a pleasurable experience.