We are not Realtors or Lenders. We invite & encourage Professional Realtors

and Lenders to partner with us.Think of us as "FINANCIAL Home Stagers".

Our business model is based on the following question...

How much FASTER would your SELLERS SELL if they could offer financing at 2.5% & JUMBOS at 3.5%?and NOT hold the mortgage?

It's Possible with 321ADVANTAGE!!!

321ADVANTAGE has devised a unique selling system that allows motivated Sellers to offer below market interest rates without holding the mortgage. "FINANCIAL HOME STAGING" 321ADVANTAGE understands that Interest Rates dramatically impact the housing market. Ultra-low interest rates make borrowing money cheaper which stimulates demand. This program creates a competitive edge for Sellers while alleviating the risk for Buyers in Today's shaky market. Rather than using standard price reductions, our Sellers legally offer monetary incentives that lower a Buyer's monthly payments and enhance affordability. The 321ADVANTAGE demonstrates that discounting interest rate/payment is much more financially impactful than discounting price. We help Sellers Sell & Buyers Buy!

We encourage Buyers to enhance affordability and improve market psychology through a temporary interest rate buydown. Temporary BuyDowns have been available for more than 20 years. Normally the lender or the borrower funded the buydown and sometimes a builder had arranged with a local bank to offer a temporary Buydown. 321ADVANTAGE advises the SELLER to offer to reduce a Buyer's monthly payment through a Temporary Interest Rate Buydown. This system offers a conservative, stable alternative to high-risk, exotic, toxic financing programs that have contributed to the current housing crisis. Our creative financing option allows a homebuyer to lock into today's low interest rates while he/she gradually eases into homeownership. With the 321ADVANTAGE program the buyer knows exactly how much his payment is going to be...NO Sticker Shock! No Surprise adjustments!

321ADVANTAGE has created this category by packaging this unique system that is all encompassing- We are a universally neutral, independent organization, so that we do not discriminate. We work with all Realtors, all banks, brokers, bankers... Because we are NOT affiliated with any one Realtor or Lender we avoid a conflict of interest while representing the SELLER. We represent motivated sellers who are willing to think outside the box. Educated sellers realize that price reductions do very little to lower a buyers monthly housing payment or expand their pool of qualified buyers. 321Advantage Sellers who join our network offer a winning advantage. It's a great way to increase your market potential WIN WIN WIN WIN for Sellers, Buyers, Realtors and the Neighborhood.

In addition to your Realtor's marketing plan, open houses, newspaper ads, internet listings... Just as you may choose to hire a Home-Stager, 321ADVANTAGE provides a value-added service that infuses energy and excitement into the marketing of your property. We team up with Sellers, Realtors & Builders and act as "Financial Home Stagers" - we make your home more attractive, interesting and appealing FINANCIALLY.

321ADVANTAGE advocates that a Seller:

1.) Prices his home aggressively

2.) Maintains his price position

3.) Offers creative financial incentives that increase market potential for Sellers while

improving market psychology for Buyers. (Seller does NOT provide financing).

We offer a highly creative, innovative alternative to Standard Price Reductions.

There's ABSOLUTELY NO DOWNSIDE to the 321ADVANTAGE system.

There are tax benefits for the Seller & the Buyer!

It's a Creative, Win!, Win! Win! Opportunity for Sellers, Buyers, Realtors & Lenders.

PLEASE VISIT OUR SUITE: www.321advantage.com