Going to the provided link you are met with a landing page with a significant number of links to various calculators and a statement in the top left hand corner of the page "This website uses cookies to display adverts and analyse traffic ". The direct link is https://www.drcalculator.com/mortgage/ That page delivers ads as promised. There are various data entry boxes - property value (= price) down payment, Monthly HOA, additional monthly expenses, but entering annual insurance gives you a total insurance number that is multiple by the 30 year period - not intuitive - same with Annual Tax - would be helpful if the words "for the life of the loan" were added - and of course - even once the loan is paid off - taxes and insurance are ongoing expenses. Useful for a quick analysis - could use some fine tuning - therefore - 4 stars.