Karen T~Your Home Contact

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Real Estate Agent - Coldwell Banker - CalBRE # 00962880
In spite of the doubt and confusion surrounding the economy and the nation's housing market, this year actually presents some genuine opportunities for real estate investors - especially for first-time buyers. On average, housing inventory is up, prices are stable and historical data demonstrates...
There are so many available loan products out there.  Here is a bit of information that you might find helpful when considerring your loan options in California. There are some handy links below for FHA loan limits, approved condo projects and approved appraisers.   FHA Highlights  FHA has no Dec...
Here are some easy, yet smaller projects that can increase a home's efficiency in a time of high energy costs and an extraordinary focus on being green. Replace regular light bulbs in permanent fixtures with compact fluorescent light bulbs Install low-flow showerheads Install an ENERGY STAR quali...
I am so excited about the current changing real estate market.  Just this week, I listed a home and recieved 2 contracts within the same week.  Thanks to my proven marketing tools and well implemented systems this home had a very short market time.  The Seller's have experienced a minimal amount ...
Karen and Cathy built their referral business networking with other agents across the country. Networking at business conferences, Coldwell Bankers International Business conferences and many other work shops and seminar's where other real estate agents attend is a great way to connect.7 Mistakes...
Why Karen T & Cathy Z are different REASONS TO DO BUSINESS WITH KAREN T & CATHY Z  Market AnalysisSix criteria of value of your home are taken into consideration when analyzing the value of a home.  These six are: active in the city, comparative properties active, pending and sold in your neighbo...
Regular Home Inspections and Maintenance is Key to Keeping Up the Value of Your No. 1 InvestmentBy Larry KlapowEach month, most of us invest three, four, five thousand dollars or more in an asset that we are counting on to grow over time and provide financial security for ourselves and our family...


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