Your 1st Step to home ownership BLOG

I received this recently from a friend, and thought I'd pass this great information along to you....enjoy!!! Relationships are truly the spice of life. When we get to the end of our life who wants to be the richest man in the cemetery? Not me, but I do want to be rich in loving relationships.Read...

    Be careful when listing a home, going thru the foreclosure process and is currently in a “redemption period”.  A redemption period is the time given to the property owners to come up with ALL of the money to pay off the balance of their mortgage, the attorney fees and any unpaid interest.    ...

  FHA MIP vs. Conventional PMI – Which is better? In recent years we have seen a large shift in the market toward FHA lending as most borrowers with small down payments had little to no options on the conventional side.  However, the tide has been turning recently as many Private Mortgage Insuran...

  Paper Trail: Rules for Verifying Gift Funds on FHA Loans   This is a continued issue please counsel your buyers: One of the issues that always come up is how much money your clients plan to use for their down payment. However, what is rarely discussed is, "where is the money coming from for the...

Know their stuff. They put regular effort into ensuring they excel at their jobs. If you want to be a top performer, you cannot be the person who checks out at 4:55 PM every day. You must exercise extra effort with your career, building the right reputation of commitment and passion. Focus on th...

Our mission, should you decide to accept it… We have to be the sun.   When you get up to start your day as a Realtor, a lender or builder or anyone else involved in selling real estate today,  know that your ability to communicate the facts, and help people take advantage of this historic opportu...

  It is so imperative for each and every person living in the United States to understand what is happening in the current housing industry.  No matter who it is, we are all affected by the housing market;, if you are not employed in a field associated with the industry, then you are a current ho...

Many new homebuyers make the mistake of rushing out to buy things to fill their home with as soon as the seller accepts their purchase offer and the lender pre-approves their loan. But there are still a few major hurdles to overcome before the keys are handed out. Here are some things to avoid du...

Even though your mortgage servicer is responsible for paying your taxes and insurance out of your escrow account, it just makes sense to periodically check to see that these payments are being made properly. Remember this is an ESCROW account established to pay your taxes and insurance and assur...

  Below is a recent article I wanted to share with you from Mr. Rohn.  My results are amazing when I follow his advice and yours will be too.  Enjoy!!   Success Is Easy, But So Is Neglect by Jim Rohn      People often ask me how I became successful in that six-year period of time while many of th...