RECENT BLOG POSTS
Buying a home requires money paid upfront. I'm giving you an idea of how much to save before making your home purchase.  The amount you'll need at first are:   * Earnest money deposit (EMD) is paid at the time of offer submission. It shows serious intent that buyers are interested in going throug...
02/20/2008
Purchasing a home is a very important decision and a big undertaking in life. In fact most people only choose a few homes in their lifetime. 'What Every Buyer Should Know'  is the first step in the home-buying process. Property taxes and qualified interest are deductible on an individual's federa...
02/20/2008
Buying a home is a major event in your life and is probably the biggest purchase you will make. I will help to guide you through the entire process. We will consider the following as a first time home buyer:*How much house you can afford?*How to qualify for a mortgage.*How much cash you should pu...
12/27/2007
On Dec 20th, 2007 President Bush signed H.R. 3648, The Mortgage Forgiveness Act of 2007, into law, sparing homeowners the tax burden associated with canceled mortgage debt. Prior to this action, forgiven mortgage debt due to foreclosure, short sale, or deed in lieu of foreclosure, was considered ...
12/24/2007
1663 sqf single family home, bank owned property, move in ready. Great 3-story home on cul-de-sac lot. Bright open andairy floor plan, 2 AC units, freshly painted ouside, tons of storage, ceiling fans, wooden blinds, plush carpet, convenient bed and bath downstairs. Large master bedroom with walk...
12/20/2007
The recent increase in the number of short sale listings in the MLS (Multiple Listing Service) for the Greater Las Vegas has been more than interesting to say the least!!!! On August 31st of 2006 the number of active short sale listings on the MLS was a mighty 366. As of September 16th 2007, just...
12/13/2007
Here's a little tidbit of information for you to be knowledgeable of. If you go into contract on a new construction home and during the building period, the builder lowers the price on your model home, you can go back to builder and request that they honor the lower price on your home that you ha...
12/13/2007
In a buyers market it is customary to ask seller to contribute towards closing cost. By law sellers are allowed to contribute up to 6% towards buyers costs. A new concept is 3-2-1 buydown meaning buyers can pay lower interest rates with contribution from the seller. If the current interest rate i...
12/12/2007
In a buyers market it is customary to ask seller to contribute towards closing cost. By law sellers are allowed to contribute up to 6% towards buyers costs. A new concept is 3-2-1 buydown meaning buyers can pay lower interest rates with contribution from the seller. If the current interest rate i...
12/12/2007
It is appraisers job to interpret the real estate market. They do this by analyzing data to develop an opinion of value. the appraisers job is to provide objective, impartial and unbiased opinions about the value of real property to those who own, manage, sell, invest in and or lend money on the ...
12/10/2007
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Xiao-Qing (Shall-Ching) Lu

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