David Manley's (windinspector) Blog

Foreclosures...Ther're a significant portion of our business in today's market.  But for most agents, this process is way outside the norm.  This type of transaction will be more tedious than the "old" days and you may want to fasten your seat belt. So, I've put together some things to consider w...

How much do expect for spending $99 on you home?  How about saving as much as 56% on your windstorm premium.Current legislation requires insurance carriers writing windstorm coverage in Florida to offer rate reductions for certain construction features that lend in minimizing and/or damage due to...

Florida legislation requires insurance carriers writing windstorm coverage to offer rate reductions, credits or other discounts for certain construction features that lend in minimizing risk and/or damage due to windstorm activity (tropical storms and hurricanes).  In order to process these disco...

With lenders tightening the screws on qualifiers for buyers, there may be an answer for squeezing a few more dollars out for your clients.Current legislation requires insurance carriers writing windstorm coverage in Florida to offer rate reductions, discounts or credits for certain building chara...

As you all are aware, the tides have changed in the real estate market.  Here in South Florida, as many markets, distressed property inventories are at an all-time high.  With the term "distressed" typically equating to a lower price point, it is natural for buyers to gravitate to these particula...

coral springs, fl Gold Coast Inspections of Coral Springs announced Friday, the launch of citizenswindinspections.com.  The site, specifically designed to assist South Florida homeowners navigate the inspection needs of the insurance industry.With Florida legislation requiring insurance carriers ...

You could ask ten brokers this question and all would sound in unison, "As little as possible."  Point the client to the shelf of tri-fold brochures and let them have at it.  Sound familiar, right?Well, I tend to disagree.  Not because I own and operate an inspection firm, rather I feel the agent...

There's no doubt that homeowner insurance rates are out of this world in Florida.  But, everyone has a role to play in this.  One cannot say that the blame should sit solely on the shoulders of the insurance industry.The three amigas (hurricane seasons of 2004 and 2005) had a devastating effect o...

Attorney for hundreds of Orlando residents have filed lawsuits against Lennar homes for building over munitions.  There has never been a more critical time to use the disclosure form than this!  It seems that Lennar built 200+ homes, on land that had been back filled using soil from an old WWII b...

Today, Commissioner McCarty suspended Allstate's ability to write new homeowner business in Florida.  This following Allstate's disregard to comply with subpoenas served on October 16, 2007.The subpoenas were in efforts of revealing Allstate's reinsuarance program and relationships with risk mode...