Time is getting short! Very short! No, no, no Brenda and I are fine, but some time in the next 24 hours we're leaving permanently for Texas. Some where between Conroe and Galveston. I'm not being evasive we've been looking at houses in a wide area. Like all good treks we have only the vaguest of
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08/24/2008
North Carolina has ban Yield Spread Premium, YSP! According to an article in Originator Times, http://originatortimes.com/content/templates/standard.aspx?articleid=3438&zoneid=1 Today, North Carolina, has become the first state to ban YSP's. Thumbing there noses at consumers and potential home ow
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08/21/2008
Congress in there wisdom has seen fit to bring an end to DPA , Down Payment Assistance as we know and hate it. For certain there must be a better way to put people into homes with little or no money than the current program of Non-profit fiascos. Please consider the following, it was originally m
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08/20/2008
Allowed: Following the letter of a law or regulation. The safest of mistakes for the uneducated and/or timid. Allowable: Stretching the law or regulations, based on known case law and common practice. Most often a better approach, but requires an extensive knowledge of the subject. Not-Allowed: B
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08/19/2008
I keep telling people that I'm not that old,just delapidate. But, lately I've begun to question my age. It's not a health thing, in fact I've been feeling pretty good, all things considered. My problem is not my age, chronologically or physically, my problem is my vocabulary! Most of our words ar
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08/15/2008
Checking the Drudge Report http://www.drudgereport.com/ this morning I came across an article on Morgan Stanley freezing thousands of Home Equity Lines Of Credit, HELOC's. http://www.bloomberg.com/apps/news?pid=20601087&sid=afQ0PVYvOgzI&refer=home Home owners still owe the outstanding balance, bu
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08/06/2008
Real Estate 102 I'm appalled at the sorry state of many real estate agents, and I use the term "agent" very loosely. Maybe the time has come to install taxi type meters in agents cars and bill by the hour and mile. $5.00 for dropping the flag (letting the buyers into your car) $20.00 if you act
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08/04/2008
Our on going national disgrace, disgraces (?) Disgraci, what ever, has us turning on each other. After nearly thirty years of hate mongering by politicians perhaps it's to be excepted that we can no longer identify with our fellow man. What bothers me is that other wise good people, good real est
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08/02/2008
