David & Lisa 's Blog

Like everything else in Real Estate, it all depends! I got a call from one of my buyers that is under contract on a short sale and he said but we want to take advantage of the first-time buyer's program and we income qualify! I said yes, you income qualify, but I don't think this is for you and t...

We met with another potential client last night to see how much equity they will walk away with when they sell their house.  They are looking to move to a larger home to fit their growing family and thought that they would need at least 10% or 20% for their downpayment for their new home.  They w...

There's a great online homebuyer's education program available now for first-time buyers, which helps to educate them on the buying process.  This is the course that is required if you're buying a HUD-owned home (foreclosure) and are asking for closing help assistance.  HUD will give you 3% in cl...

You’ll love this charming, 2 story home with spectacular views of the Patuxent River.  This 3 bedroom, 3 bathroom home will give you over 2500 square feet of generous space to move about without losing that quaint, cozy atmosphere when it’s time to cuddle up by the fireplace with a good book. Wak...

In this not-so-small-anymore town of Crofton where there's about 2 degrees of separation, if you don't know Dawn Bromante yet, you should.  She's the first person I call when one of our computers starts acting up!   You know how you think you're protected with your virus protection download, Maca...

There are several different loan programs where you don't need a downpayment at all or only a minimum downpayment. One is the VA Loan.  A VA Loan is a loan that most mortgage lenders can help you get.  You do not go directly to the VA to get the loan approval; you will meet with a local lender an...

Some first-time homebuyers like to use the CDA or Maryland Mortgage Program (MMP) for help with financing their first home.  The benefit to buyers is it gives them $5000 towards their downpayment or closing costs, which is a big deal! The $5000 isn't a gift, but a long-term no interest loan.  You...

There are several different applications that you can use for searching properties online.  Many people are enjoying the new RE/MAX app that you can download on your phone or tablet.  This is where you will be able to see as many "virtual open houses" as you'd like, which will save you many hours...

Title insurance is insurance that will cover a variety of title defects.  When clients see the settlement statement and are tight on cash, they will sometimes start questioning line itm charges  Title insurance is one of those items.  Most of the time you won't ever use it but it is a one-time ch...

Well-Maintained Severn Colonial Overview Maps Photos IDX Search $359,900 Single Family Home Main Features 4 Bedrooms2 Bathrooms1 Half Bathroom1 UnitInterior: 2,352 sqftLot: 7,091 sqftYear Built: 1992MLS #: AA8760871 Location 7902 Severn Hills WaySevern, MD 21144USA David & Lisa Webber RE/MAX Exe...