WagnerMortgage Blog

What are Conventional Loan Programs?   Conventional loan programs by definition are any mortgage which is not guaranteed or insured by the federal government. This type of loan was the first traditional mortgage loan made by local banks.  The loans were held by the bank in a portfolio until paid ...

  Save on your Mortgage Loan   Here's a simple trick to reduce the repayment period of your mortgage and save thousands over the course of your loan: Make extra payments which apply toward the loan principal. You pay against principal in many different ways. Paying 1 extra payment once per year i...

FHA Streamline Refinance FHA Streamline loans can help homeowners lower monthly mortgage payments and interest rates. But what do you need to qualify for an FHA Streamline loan? To begin, you need an existing FHA mortgage—if you don’t have an FHA loan but want to refinance, your options include c...

Finance More Than 4 Properties With The 5-10 Properties Program   In February 2009, Fannie Mae rolled back a rule preventing real estate investors from financing more than 4 properties at a time.  The limit raised the maximum number of allowable, financed properties to 10. The program provides bo...

FHA HUD Repo Homes Get FHA Mortgage Rates   FHA 100% Financing $100 HUD Repo Loan!   Need a HUD Repo Home Loan? Joe Wagner will be glad to assist you! Call Joe Wagner at 612-327-4544. Ready to begin? Apply Here.       FHA $100 HUD Repo Loan Benefits: The FHA $100 HUD Repo Home Loan Program is a p...

Fannie Mae HomePath Mortgage Shopping for a Fannie Mae HomePath Loan? Joe Wagner will be glad to help! Give Joe Wagner a call at 612-327-4544. Ready to get started? Apply Here.  HomePath Mortgage loans have the following characteristics: HomePath Mortgage allows a borrower to purchase a Fannie Ma...

Freddie Mac Home Affordable Refinance Program (HARP) Shopping for a Freddie Mac HARP Loan? Joe Wagner will be glad to help! Give Joe Wagner a call at 612-327-4544. Ready to get started? Apply Here.  If you are current on your mortgage and have been unable to obtain a traditional refinance because...

Better than FHA? Fannie’s My Community Mortgage Loan!   With FHA restructuring its mortgage insurance premiums on October 4th 2010, it’s probably time to take a look at other financing options. Many folks don’t realize that Fannie Mae and Freddie Mac offer low down payment options too. For exampl...

  Fannie Mae Home Affordable Refinance Program (HARP)   Shopping for a Fannie Mae HARP Loan? Joe Wagner will be glad to help! Give Joe Wagner a call at 612-327-4544. Ready to get started? Apply Here. If you are current on your mortgage and have been unable to obtain a traditional refinance becaus...

HomeStyle Renovation Mortgage: What is it? Looking for a Fannie Mae HomeSytle Renovation Loan? Joe Wagner will be glad to help! Give Joe Wagner a call at 612-327-4544. Ready to get started? Apply Here. With the number of homes that are either bank owned or short sales that are available on the ma...