Vyvyan Du's (vyvyand) Blog

Here I am sitting in front of my computer on a very hot afternoon contemplating on how to answer the controversial topic of "Fixed Rate Loans versus ARM Loans: Which is Better?".  Interestingly, I think the questions should be “to fix the mortgage or not to fix”, that is the question!  The only p...

I took some time out of the project to focus on a friend's purchase that needed to be funded by the end of June. Unfortunately, it is now postpone til Aug. due to the delay in construction. Also my family and I are finally going on vacation for the first time ever. The vacation is a graduation gi...

Brian gave me the day off put my data together and work on my friend's loan. As I sat at my desk all day long trying to get things done, I notice something so interesting. None of the LO were working on bringing in business or creating business other than chatting with each other or surf the inte...

Today was my third day going to the same area. Jay invited me to come back to Chevrolet because I owe him coffee. Jack invited me back to Mazda Dealer to speak to the rest of the newbie.    The first place I stopped by was Mazda Dealership. As I parked the car and headed down the street to the d...

How will this effect our industry?  "The political debate over how to deal with a surge in defaults on home loans is raising a question that consumers ought to consider: Is my mortgage broker really working for me?Borrowers often see mortgage brokers as their allies, searching far and wide for ju...

Today was an interesting experience. I started the day on time today at 9:30am out in the field. However, I was not done until 1:05pm but ending up with only 27 people. Although I do not need to get 30 people any more, I am in the motion to shoot for it all the time.   Three things prevented me ...

May 29, 2007   As the alarm woke me up at 7am, confused thoughts ran through my head. “What should I do? Continue to meet 30 people or follow up?” scratching my head. Those same thoughts continue to run my mind for the next 3 hours. With hesitation on what to do and not realizing what time it wa...

HAVE YOU SEEN THIS MAN???   He posted last on ActiveRain on May 26 talking about "Occupational Licensing Serves US NOT the Consumer": He was last seen on America's Most Opinionated Mortgage Broker on May 28 talking about "Rainmaker or Dealmaker?":  He last appeared on BloodHound Blog on May 25 ta...

It has been a long weekend with lots of stress--especially dealing with my adopted teenage sister's stubbornness on not believing me that her 5 year older boyfriend is a used to be drug dealer(which I do not know for sure if he is no long doing it or not) along with carrying a "player" reputatio...

To catch up with things, I have allowed myself only 30 minutes to write the results for today, May 24, 2007.  Please excuse me for not writing things in detail. Also Brian, may I have the instructions on how or what I need to do to approach Real Estate Agents? Would you like me to do it tomorrow...