Raleigh/Durham Loan Officer

I'm a capitalist and I sincerely feel that capitalism is by far the best economic system that humans have been able to come up with in.  The socialistic idea of "everybody taking what they need and providing what they can" would be great if people weren't the way that they are.  That is, greedy. ...

Got a question for you guys.  How do you feel about municipalities putting those cameras up at intersections?I recently moved to an area where a couple of municipalities have done so.  Yesterday I saw the strobes going off as the camera took the picture of a guy in a truck that had to stop in the...

I recently got a comment on one of my posts, "Stop Blaming The Mortgage Broker" from a member of the general public, who was, shall we say, not convinced by the arguments that I made in that posting.  Her specific comment was, "Interest only loans, and some ARMs ought to have never been allowed. ...

Growth, growth and more growth!  That's what it seems that we're all looking for, just like a cancer cell!Yep, I just equated the human race to cancer.  Think about it and look at what we're doing to our planet,can you see the similarities?  From what I understand, a cancer cell is a cell that, u...

One bite at a time!  I had to remind myself of this fact this morning when I came downstairs to my home office. Over the past several weeks I started a couple of different projects and picked up a few that I had already started...such as organizing my filing system!The end result today when I cam...

Bob's Chrystal Ball predicts the following for 20081)  AR will still be featuring Broker Bryant's postings at least 40% of the time.2)  Home prices in most markets will stabilize in spite of the government doing nothing practical to fix the credit and housing markets.3)  AR will surpass 200,000 m...

Tomorrow the voters in Iowa will take the first official step towards selecting the two major party candidates for President of the United States.  If your only source of news is the major networks, you might be under the impression that the race for the democratic nomination only has two contest...

The figures on new home starts came in today 9% below a month ago.  Available inventory of new homes also went up.  This last factoid got me to thinking....What the hell are the builders thinking?  Are there still some builders out there building spec homes?  Did that many deals die, leaving the ...

If you haven't read part one of this post, please check it out so that you can be brought up to speed. In the comments to that post, Broker Bryant, TLW and a couple of other folks disagreed with me regarding the use of a copyrighted image that I used in my post, "Twas The Evening After Christmas"...

Twas the evening after Christmas and all through the houseNot a creature was stirring, Not even Uncle Al, the drunken louse.  The stockings had been torn downby curious girls and boys Wrapping paper littered the flooralong with the dog's new squeaky toy.   The children had been bundled and off th...