DEAR VAL: Mortgage Loan Officer Concentrating on Shelby County & Birmingham, AL

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Mortgage and Lending - Benchmark Mortgage nmls 2143 - NMLS # 198479
RECENT BLOG POSTS
                                                                                                                        HOME INVENTORIES ARE AT AN ALL TIME HIGH! NOW is the TIME to BUY a home.   HOME PRICES ARE AT AN ALL TIME LOW! NOW is the TIME to BUY a home.   SELLERS ARE MOTIVATED TO SELL!   ...
12/07/2008
My phone lines were all red today with repeat clients wanting to refinance to 4.5%.  It was all over the news, at least that is what they heard.  The word even got a couple of fence sitters moving on purchases. We are not at 4.5% yet, but we are only 20 basis points away from being at the best le...
12/04/2008
WELCOME TO LONESOME DOVE, ALABASTER, AL  POPULATION 1...I have already introduced you to my miracle Uncle, Handsome Bill Holcombe.  Handsome Bill was one of those born out of time.  He should have been a major player in the Wild Wild West, but that was not in the cards for him.                 Un...
12/01/2008
Talk about great rivals, Alabama and Auburn!  This is THE SEC game of the year.  This year the Alabama Crimson Tide has seen success on the football field we have not experienced in years.  Coach Nick Saban has led the Tide to victories in every game which has been amazing but...the Alabama/Aubur...
11/29/2008
15 Comments
  I have always shopped Black Friday but the past few years there have not really been many great deals.  This year it looks like we may get a little more bang for our money.  I know there are many nervous people in the retail industry and we can certainly sympathize with them.  The Lord knows we...
11/27/2008
I have a very special Uncle.  He was diagnosed last year with melanoma.  It was already in his lymph nodes.  Doctors immediately put him on agressive chemo and then they found it had spread to his brain.  He was so so sick.  The doctor performed brain surgery on him to remove the tumor and ease h...
11/26/2008
What we have all been waiting on!!!  The FED has announced it would purchase $600 billion of Mortgage Back Securities from Fannie Mae, Freddie Mac and Ginnie Mae.  This is an act of brilliance by the Federal Reserve and should increase credit availability and lower fixed mortgage rates.  Today, a...
11/25/2008
You must see Helena, you will fall in love.  For financing call me, together with Debbie we will get you closed before Christmas so you can enjoy this special occasion in style!       HELENA, ALABAMA IS A GREAT PLACE TO LIVE, WORK AND PLAY! You will enjoy shopping and dining in OLD TOWN HELENA wh...
11/24/2008
Are you ever pondering over which congealed salad you should prepare for the holidays?  The one dish that compliments everything on the table and everybody wants to know, "Who brought the salad?".  This one will surely become a must have for years to come.  This is an old recipe and one that is t...
11/24/2008
First Time Homebuyers need to get some paper and a pen and take notes! There is a great opportunity for you that is being offered by the government called a FIRST TIME HOMEBUYERS TAX CREDIT! This is part of the Housing and Economic Recovery Act of 2008 Some of the Basics are: $7,500 tax credit fo...
11/21/2008
Rainmaker
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ValerieSpringer

Home Loan Officer AL, FHA, VA, Conventional and Re
local_phone205-314-4775
smartphone(205) 746-1284
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