Life, Lessons, Encouragement and a little market insight to boot

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Mortgage and Lending - US Mortgages - David Shamansky - NMLS#392126
Positive reinforcer, Productive encourager, Entreprenuer, Life Coach, Success Coach, Wealth Builder, Business Leader and Professional Lender.
RECENT BLOG POSTS
Good morning allToday brings us about more of the panic and fear we have adapted recently into this fragile marketplace. With Durable Goods Orders up a little over expectation and Capital shipments slightly above as well the market has opened today with a 28bps loss.Personally, I do not see it su...
08/26/2015
I am not a reblogger by nature but when I run across a post that is truly exceptional I simply cant resist. This post from Nicole Doty should be a MUST read for all! I hope you all enjoy it as much as I did and I hope you all go give her comments on her original post as well Did you know that Dal...
08/26/2015
I am really troubled this morning and its not by the state of our economy (globally and here in the US)I will get to that in a minute but to hear about the 2 news reporters in VA doing an on-site interview this morning and being shot and killed on live TV by someone the police were chasing is bey...
08/26/2015
Good morning all.Today has brought about a little of yesterdays movements. Bonds should be seeing improvement but instead a little downward pressure. The FNMA 3.0 coupon closed yesterday at 101.219 and today is currently 25bps down sitting at 100.969.I expect this week to be more of the same with...
08/25/2015
Well today was definitely an interesting one for the markets. (also why my post is coming in so late)With the stock market seeing losses of nearly 1000, before recovery came back, the FNMA 3,0 coupon saw gains close to 40bps only to have the entire opening days gains retraced and a close up only ...
08/24/2015
OK I said I would post a few pics from last weeks Foo Fighters concert and this one shows Dave Gorhl's foot in the cast. He put on a good show regardless and have to love the "throne" he now sits in to be able to perform and not cancel all his shows.here's to you Dave for keeping up the good figh...
08/23/2015
Perfect as far as weather goes. I think we may have not even hit 75 today with crystal blue skies and an absolute picture perfect day for some top down driving.I love this time of year in Colorado as I think the best weather of the year, and its sunny over 300 days a year, is likely Sept and Oct....
08/23/2015
Today brought about an opening down turn but as the day progressed the bonds did a significant turn for the better.Our current market of non data dependency and emotion seems to have kicked in once again as the FNMA 3.0 coupon opened down slightly and since has done an about face and is now up ov...
08/19/2015
New housing starts are off, compared to June, but still showing slight gains.What does this mean?Well likely a slight hit to pricing starting out today that may get reversed as the day progresses. It also likely shows the fact the HEATED buying season is over and builders may simply not be trying...
08/18/2015
This is going to be a busy week for mortgage rates with a lot of important (rate moving) data hitting.Unless there are surprise numbers coming out from these results there should not be a significant change to rates. I do think that rates still will lean towards the improvement side primarily due...
08/17/2015
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David Shamansky

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Life, Lessons, Encouragment and a little market insight to boot, is a blog written by David Shamansky. I write this as a daily informational and encouragement resource to others in the real estate and mortgage community.