Life, Lessons, Encouragement and a little market insight to boot

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Mortgage and Lending - US Mortgages - David Shamansky - NMLS#392126
Positive reinforcer, Productive encourager, Entreprenuer, Life Coach, Success Coach, Wealth Builder, Business Leader and Professional Lender.
RECENT BLOG POSTS
Good morning and so glad we have a 3 day weekend upon us.After much hype for the real volatility that existed today, it looks to be one of those events similar to a firecracker as a kid. You light it run and expect a loud bang any second only to wait for a while and ... nothing! While its not a g...
09/04/2015
Good morning allHere is today's mortgage market snapshot...Unemployment claims are slightly higher than expectations and combined with a similar positioned ADP report yesterday I am starting to buy into the fact that the Fed's may NOT raise rates at next session (less than 2 weeks away).Personall...
09/03/2015
OK I am way to busy for this but when I saw this pic I laughed so hard I couldn't help but share it.This is NOT any political or attack post, as I actually prefer a NON career politician without all kinds of hidden agenda's elected but its just classic and priceless.So without further ado enjoy.....
09/02/2015
Well in today's news mortgage applications are way up in both Purchase and Refinance but Refinance is leading the way at +11 vs Purchase at +4% This is not surprising as rates start to fall those sitting on the fence make their move trying to maximize savings and rates are very strong right now v...
09/02/2015
Not much news today other than the market sell off from yesterday completely retraced itself today. I admit I was a bit nervous when I saw the 100.5 support get pierced and fall below by nearly 20bps but the FNMA 3.0 regained ground during the session and closed above the current support level of...
09/01/2015
Well we look to close out this month in a predictable sideways pattern we have been in recently. The bonds held true to what I called last week (amazing right) and continue to show support for the 100.50 - 101 range for the FNMA 3.0 coupon.This week has some important news with the biggest coming...
08/31/2015
Well sadly I got to watch a great band choose a very poor set list of many of their weaker (B-side) songs.I believe DMB played appx 22 songs and I had heard only 3 of them?To make it worse the song selection included numerous banjo leads that were played horribly out of tune with many sour notes ...
08/29/2015
And it starts of with a bang. WOW what a game between North Dakota State and MontanaNorth Dakota State was ranked #1 playing Montana ranked #12 and in an unprecedented finish this came down to the wire. 4th down Montana trailing by 4 ball on the one and with 6 seconds left on the clock they score...
08/29/2015
Now I can get a little more excited. College football kicks off next week and we are half way done with NFL preseason (3/4 after tonight's game).Getting close to where it actually counts make watching the games much more fun.I really like the rookie QB the broncos drafted named Seimeon (possibly ...
08/29/2015
Good morning allToday's news bring us that GDP is up slightly as is core consumption. Initial jobless claims near same levels and continuing claims rising. What does all this mean?The bonds that took a beating yesterday have stayed close to the levels I called out and are now in a slight improvem...
08/27/2015
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David Shamansky

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Life, Lessons, Encouragment and a little market insight to boot, is a blog written by David Shamansky. I write this as a daily informational and encouragement resource to others in the real estate and mortgage community.