Life, Lessons, Encouragement and a little market insight to boot

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Mortgage and Lending - US Mortgages - David Shamansky - NMLS#392126
Positive reinforcer, Productive encourager, Entreprenuer, Life Coach, Success Coach, Wealth Builder, Business Leader and Professional Lender.
RECENT BLOG POSTS
This is actually a tougher post to write than I anticipated.Partly due to the most egregious laws ever put in place for lending that is causing the entire industry many senseless delays and much unnecessary heartburn right now. To basically take several independent agencies and make them all the ...
11/17/2015
Good morning everyone from SNOWY Denver CO.I am glad that the snow has finally decided to stop and blue skies start to reappear as this am's commute was a little dicey getting nearly a foot of snow in some places.Anyway, to the point at hand, A slight rise in the CPI (Consumer Price Index),  most...
11/17/2015
Should be an interesting week with a lot of data coming out but my advice is to not panic and see what the story tells as it all unfolds.As of now there is a majority of believers in a December Fed rate hike, so that is already priced into the market. If it actually happens it will be small and w...
11/16/2015
Today brings about some modest recovery after the market close yesterday to honor all of our active duty and Veterans. Jobless claims, both initial and continuing, came in above expectations (no shocker) and the overall state of our economy is still very fragile. Yet we hear chatter regarding rai...
11/11/2015
Today brings us a weaker than anticipated import price index down by 5 times what was expected but to stave off any rate improvement the forecasters chose to downgrade it to -.6% so it fell within expectations??? Wouldn't it be nice to be able to do this with everything in life??Import prices dow...
11/10/2015
Word on the street is that 70-80% of all the MBS dealers think Yellen will raise rates next month.I am not in that large pool of believers, as I see it serving no purpose and think the timing is way off to do this during the middle of the Holiday Season. We have had rates at this historic low lev...
11/09/2015
I have always been a fan of sports. I enjoy looking forward to the games on weekends and even midweek that bring some fun and excitement to the day. Its also a nice thing to do to get out of the house and share with your family and friends, if you are fortunate enough to go to a game. It pours mo...
11/06/2015
Well the news has arrived and let the games begin...Yes the non farms payroll report showed an increase in jobs and wage growth nearly 90k above expectations. Now, while that is good news and a step in the right direction, do not be fooled. Just to keep pace with normal population growth we need ...
11/06/2015
Well in a wonderful turn of events today (yeah I am being a bit sarcastic) the unemployment numbers were released and they are not looking good. Both initial claims and continuous are up 16k over prior and 14k higher than expectations. Some of this will stave of on next report due to the seasonal...
11/05/2015
I am NOT a reblogger by trade and especially not for points but whenever I see a great post I will reach out and give that author kudos and added exposure.I hope many get another chance to see this great post and should be a MUST read for EVERY Realtor, especially during this time of year.Well do...
11/04/2015
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David Shamansky

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Life, Lessons, Encouragment and a little market insight to boot, is a blog written by David Shamansky. I write this as a daily informational and encouragement resource to others in the real estate and mortgage community.