Life, Lessons, Encouragement and a little market insight to boot

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Mortgage and Lending - US Mortgages - David Shamansky - NMLS#392126
Positive reinforcer, Productive encourager, Entreprenuer, Life Coach, Success Coach, Wealth Builder, Business Leader and Professional Lender.
RECENT BLOG POSTS
Waterworld located in Denver Colorado is truly a family fun spot for all ages. yes I have kids and been there many times myself. Because I am a dad, and stupid/macho or whatever you want to call it I even was coaxed into doing the 6 story drop slide that goes nearly vertical and looks like nothin...
06/26/2015
I sit back and think to myself TGIF!What on earth are these credit markets doing or what signal are they really sending to the world?You can't manage your debts, you can't manage your country, Socialism DOES NOT WORK (wake up America we are headed right for a bullseye on this ourselves) and yet i...
06/26/2015
Today brings us more of the recent floundering we have seen over the last month. 1 component of data is better with the real key of unemployment being worse and yet bonds have a slight rally on the consumer spending piece and totally neglect the unemployment component??WOWAnyway I don't expect a ...
06/25/2015
Well today is bringing more news of the volatility going on with Greece and I was also caught off guard by Dick Greenberg's comment looking at the resolution outcome completely opposite of me. Since I give him much respect, I will give that Greek exit and default more weight then I previously did...
06/24/2015
Well the data show more of the same lackluster results. Numbers less than the already lowered forecasted numbers and yet another day of basically sideways movement trending to the decline (worsening for rates)???Why, you may ask??Great question.Today its all about Greece and the fact that they ar...
06/23/2015
Today is NOTHING like what I expected. After last weeks flight back to quality and lackluster numbers I expected some more growth by at least 50bps but instead saw the market go into a selling frenzy with bonds down by nearly 70bps today! The bulk of this sell off was due to home sales numbers bu...
06/22/2015
One of the things I love about Colorado is the diverse weather. While we do get over 300 days of sunshine /yr and have a pretty mild climate actually, there are days (especially in the Spring) that can have sun, rain, hail windstorms and back to sun all in the same day.Well today was not one of t...
06/19/2015
Today's numbers showcase yet another round of less than stellar numbers for the economy. The bright spot that is trying to shine in unemployment. The scary thing about that is, are these improved numbers from an actual improvement or are they from summer temporary help and less than qualified job...
06/18/2015
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30 days to close a loan? From the crazy days of late 90's to mid 2000's, if you told someone you could close them in 30 days they would have thought you had no clue what you were doing if it took you that long to close loans. As a matter of fact we closed most loans in under 14 days back then and...
06/17/2015
Today sees a modest gain as the markets are poised for tomorrows Fed Speech.Yes similar to yesterday the real key to direction on rates will likely be tomorrow but honestly unless something unexpected is spoken I don't see rates taking any major turn. I do thin they are priced appx 100bps below w...
06/16/2015
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David Shamansky

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Life, Lessons, Encouragment and a little market insight to boot, is a blog written by David Shamansky. I write this as a daily informational and encouragement resource to others in the real estate and mortgage community.