Life, Lessons, Encouragement and a little market insight to boot

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Mortgage and Lending - US Mortgages - David Shamansky - NMLS#392126
Positive reinforcer, Productive encourager, Entreprenuer, Life Coach, Success Coach, Wealth Builder, Business Leader and Professional Lender.
RECENT BLOG POSTS
Good morning on this happy and gorgeous Wednesday July the 22nd.Still par for the course not much in data to drive the markets this week and today's is behaving correctly with little to no movement.The FNMA 3.0 coupon closed yesterday at 99.75 and after a few very minor ups and downs is currently...
07/22/2015
Pretty much same info as yesterday today with one little exception that the bonds are starting to see some very mild gains and now the FNMA 3.0 coupon has risen over 99.5 and is currently sitting at 99.750I do expect to see us over 100 once again and hopefully before the week is over and that is ...
07/21/2015
Well today has been a replication of Friday with very little to no movement and likely not much will occur today as the entire week has very little data to drive markets so it will be primarily emotion (since technicals don't seem to carry much weight any more lol)Pricing is still very favorable ...
07/20/2015
Today's week ending data brings us about good news that builders are finally working to catch up to the demand for housing in many areas of the country and show an uptick above expectation.While this and this alone does not mean a strong economy housing is a critical component and as housing goes...
07/17/2015
Here is today's news for mortgage pricing and rates.Still plenty of uncertainty in the marketplace, especially globally with China and Greece but as things start to format a direction I believe we will see  improvement to the US Bonds and Treasuries.Even in Fed Chair Yellen's speech yesterday exp...
07/16/2015
Good morning all.Today everyone is on pins and needles listening to and dissecting each and every word uttered from Fed Chair Yellen. This is common as everyone is trying to glean some insight to see if they can predict when rates may be moved upward from a fed level.With continued lackluster per...
07/15/2015
Today's data brought many of us what we expected and that is that retail sales are not at expectations and the oversold bonds got some of those big losses back. The FNMA 3.0 coupon opened up 47bps at opening bell but as the day progressed steadily lost some of that momentum and the FNMA 3.0 ended...
07/14/2015
Today brings us a HUGE loss to bonds as the BAILOUT I called for a month ago fro Greece actually materialized. Of course I am not surprised as our new world order is do what you want and you are NEVER accountable for anything... sad.Aside from the HORRIBLE message it sends to the rest of the worl...
07/13/2015
Today has brought about even more sell off from the opening bell. This is putting even more pressure on rates today and is completely opposite of the direction it should be moving, based on technical data.With wholesale inventories rising it further supports the trade deficit we spoke of earlier ...
07/10/2015
Well had an insanely busy day with numerous things to resolve as well as multiple appts to keep me at the office until after 7p and now just getting a few moments to get this post out (that should have been done at least 6 hours earlier!OK so today's data brings about more of what I expected. Con...
07/09/2015
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Life, Lessons, Encouragment and a little market insight to boot, is a blog written by David Shamansky. I write this as a daily informational and encouragement resource to others in the real estate and mortgage community.